Key Takeaways
- Different kinds of Spring Break travel require different types of travel insurance
- Cruise insurance includes Missed Connection Coverage in case travel delays cause you to miss the cruise ship
- Vacation Rental insurance covers nonrefundable payments for vacation rentals, airfare, and additional pre-paid non-refundable trip costs
- Adventure Travel insurance covers sports, activities, and equipment not typically covered by standard travel insurance
Why Should You Buy Travel Insurance for Spring Break
Buying insurance for your spring break vacation – or any vacation – is important to enable you to travel with confidence, knowing that if something unforeseen happens to delay, interrupt, or even cancel your trip, you will be covered. Additionally, it can help cover expenses if you get sick or injured while traveling and need emergency care – especially important if you are traveling away from your home country, where your regular health insurance may not cover you.
When Should You Buy Travel Insurance
It's best to buy travel insurance within a week of the date you make the first payment on your trip. However, you can purchase Trawick International trip cancellation plans up until the day before you leave for your trip or buy a travel medical insurance policy up to the day you depart for your trip. It is worth noting that in either case, coverage will take effect at 12:01 a.m. the next day.
What Is The Best Travel Insurance Coverage For Spring Break
The best type of insurance for your spring break adventure depends on the type of trip you are taking. See below for some of the most popular trip types and the recommended travel insurance for each:
Spring Break Cruise Insurance
Taking a cruise this spring break? Cruise insurance is the way to go. In addition to covering pre-paid, nonrefundable expenses if your trip is canceled, delayed, or interrupted, cruise insurance plan like our popular Safe Travels Voyager also offers Missed Connection coverage. Say your flight is delayed for three or more hours due to unforeseen inclement weather and you literally miss the boat, Missed Connection coverage can help save the day and your investment. Catching up with the ship can lead to additional expenses, and Trawick International plans provide coverage for those additional expenses, including transportation, reasonable accommodations, and meal expenses. Additionally, Missed Connection coverage can reimburse you for non-refundable payments made on the unused portion of the cruise. Just be sure to save your receipts as you book and pay for your travel and travel-related expenses. You will need those if you have to file any claims.
Spring Break Vacation Rental Insurance
Staying in an Airbnb or Vrbo vacation rental property? A Vacation Rental plan is for you. Trawick International Safe Travels Rental Plus covers nonrefundable payments for vacation rentals, airfare, and additional pre-paid non-refundable trip costs. This plan can reimburse your expenses such as accommodations when travel is delayed or interrupted due to hurricanes, blizzards, and natural disasters, helps cover medical expenses, and more. To ensure you are covered for your trip, it’s important to note that you must either purchase coverage at least 30 days before your trip starts, or if your trip is in less than 30 days, purchase coverage on the same day you make your initial trip deposit. This plan also has Cancel for Any Reason coverage available, which is the safest option when it comes to travel insurance as it allows you to cancel for any reason, even if it is not listed on the plan, and still receive up to 75% reimbursement on those pre-paid, nonrefundable expenses, as long as you do so at least 48 hours before you are due to depart.
Spring Break for Adventure-Seekers
Planning a spring break vacation that includes a sport or activity? An adventure travel insurance plan is for you. Since most adventure sports and activities are typically excluded from standard trip cancellation and travel medical insurance policies – meaning accidents or injuries that happen while participating in the activity would not be covered – you will want to get a plan specifically for adventure travel, like the award-winning Trawick International SafeTreker plan. SafeTreker adventure travel insurance is comprehensive coverage that includes trip cancellation, trip interruption, and medical coverage, along with more than 450 covered sports and activities. It also provides coverage for damaged, lost, or stolen equipment used in those activities, whether yours or rented. And, for the most adventurous among us, if you become lost, hurt, or endangered, there is coverage for search and rescue efforts and emergency evacuation (medical and non-medical). Whether you are birdwatching or climbing Everest, SafeTreker has you covered.
Do I really need travel insurance for Spring Break?
We get it. Spring break is all about fun and sun, but what if something unexpected happens and your trip ends prematurely? If you don’t have travel insurance, you will lose all the money you spent on prepaid expenses and be forced to cover the fees associated with changing your travel arrangements. With travel insurance, you are covered, and we can help you get through the unexpected that can disrupt your spring break plans.
Still not sure what you need for Spring Break?
If you are unsure what the right plan is for your upcoming spring break trip, our best-in-class 24/7 customer service team can help. Contact us via phone, email, or live chat at any time, and a customer service rep will be happy to answer all your questions.