SafeTreker is an award-winning, innovative adventure travel insurance product offered by Trawick International. With over 450 sports and activities on our covered list, SafeTreker offers more than any other adventure travel insurance plan on the market.
From even the most basic adventure sports such as scuba diving, bungee jumping, and snow shoeing; to the most extreme sports like mountain biking, parascending, and triathlons, our SafeTreker plan covers just about everything. So, whether you’re needing a little bit of extra coverage for a new fun activity you want to try, or you need the heftiest coverage we offer for the big stuff, SafeTreker is the plan for you!
SafeTreker Highlights
- Comprehensive Coverage includes trip cancellation, trip interruption, and post-departure travel benefits.
- Plan includes sports equipment rental, search and rescue, and non-medical evacuation.
- Valid for US residents.
- Coverage for 450+ sports and activities.
- Emergency medical coverage.
- Available for travelers up to age 65 at the time of enrollment.
- For high-altitude climbing (4,000' and above), guide services must be vetted and approved by Trawick International. This helps keep you safe by making sure your guide is licensed and knowledgeable about climbing. If your guide is not listed, please contact us at 800-661-0924 for a guide application.
Benefits of Coverage
| Coverages | |
|---|---|
| Trip Cancellation | Up to 100% of Trip Cost Insured; Max. $50,000 |
| Trip Interruption | Up to 125% of Trip Cost Insured; Max. $62,500 |
| Travel Delay - 12 Hours | $1,000 ($200 per day) |
| Baggage Coverage | $3,000 |
| Baggage Delay Coverage - 12 Hours | $750 |
| Medical Coverage - Trip Only/Excess | $100,000 |
|
Optional Medical Coverage (Trip Only/Excess) for Bodily Contact Sports/Interscholastic Sports/Mountaineering |
$50,000 Not available in NH. Available in NY and WA up to the amount listed in the plan document. |
| Optional Medical Coverage (Trip Only/Excess) for Extreme Sports | $25,000 Not available in NH. Available in NY and WA up to the amount listed in the plan document |
| Dental Coverage | $500 |
| Emergency Evacuation and Repatriation (Includes Choice of Hospital) | $1,000,000 |
| Repatriation of Remains | $50,000 |
| Accidental Death & Dismemberment | $10,000 |
| Search and Rescue | $10,000 |
| Sports Equipment Rental | $5,000 |
| Inconvenience Benefits* | |
|---|---|
| Lost Golf Rounds - Not Available in NY, OR and WA | Up to $500 |
| Lost Diving Days - Not Available in MN, MO, MT, NY, OR and WA | Up to $500 |
| Lost Recreational Days - Not Available in MN, MO, MT, NY, OR and WA | Up to $500 |
| Lost Skier Days - Not Available in NY or OR | up to $500 |
| * Will not pay out more than $500 per trip for Inconvenience Benefits | |
Benefits listed describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, visit www.safetreker.com. You will receive a Certificate if Insurance which describes the benefits and limitations in detail including available 24-hour emergency assistance services and for your state of residence.
- 60-day look back for Pre-Existing conditions
- Max Trip Length - 60 days
- Purchase to Departure - 18 months
- Bodily Contact Sports automatically covered under plan
- Interscholastic Sports automatically covered under plan
- Adventure Sports and Recreational activities are automatically covered under this plan
* Refer to the plan document for a list of covered reasons.
Bodily Contact Sports means any competitive team sport in which players or participants may have direct physical contact with an opponent. Bodily Contact Sports include but are not limited to: football, soccer, baseball, wrestling, ice hockey, rugby and lacrosse. Bodily Contact Sports do not include Extreme Sports, Interscholastic Sports, Organized Sports or Mountaineering.
Interscholastic Sports means any athletic contest or competition between accredited educational institutions if the participants are sponsored by the educational institution and are under the direct and immediate supervision of an employee of the educational institution. Interscholastic Sports includes the practice or training for the competition and the travel to or from such practice or competition in a vehicle designated by the educational institution, both while under the direct and immediate supervision of an employee of the educational institution. Interscholastic Sports do not include Bodily Contact Sports, Extreme Sports, Intramural Sports, club sports or Mountaineering.
Extreme Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb. Extreme Sports often involve speed, height, a high level of physical exertion and/or highly specialized gear. Extreme Sports include but are not limited to: skydiving, BASE jumping, hang gliding, Parachuting, bungee jumping, caving, rappelling, spelunking, white or black water rafting above Grade 3, Skiing or snowboarding outside marked trails or in an area accessed by helicopter, Rock Climbing, any high‐altitude activity, personal combat or fighting sports, rodeo, racing or practicing to race any motorized vehicle, bicycle or watercraft, free diving, and scuba diving at a depth greater than sixty (60) feet or without a dive master. . Extreme Sports do not include Bodily Contact Sports, Interscholastic Sports, Organized Sports or Mountaineering.
Ski or Skiing means winter recreation of snow skiing, snowboarding, or telemarking on Trail systems as accessed by a pre-paid use ticket for lifts and/or use or admission, but does not include cross country skiing, back country skiing, heli-skiing, extreme skiing, snowcat skiing, ski-jumping, off-piste skiing, tubing, luging, half-pipes, terrain parks, or other snow play activities either on or off Trails.
Mountaineering means the sport, hobby or profession of walking, hiking, climbing and Rock Climbing up mountains that requires the use of ropes, harnesses, crampons or ice axes, or involves ascending beyond an altitude of four thousand five hundred (4,500) meters. Mountaineering is not a Bodily Contact Sport, Extreme Sport, Organized Sport or Interscholastic Sport.
Rock Climbing means the activity of climbing up, down or across artificial rock walls or natural rock formations under the supervision of a guide and utilizing approved safety equipment.