Travel Medical Insurance for Non-US Citizens Traveling to the USA

The USA offers the best health care in the world, but without insurance, it can be prohibitively expensive. Medical providers in the USA work on a “fee for service” basis, meaning physicians and other providers expect to be paid when they treat you for a medical condition.  The US government DOES NOT provide healthcare for visitors to the USA.  It is essential to purchase travel medical insurance if your primary health care policy doesn’t cover you while you’re abroad or limits your coverage.  

We offer several plans for non-US Citizens/Residents to choose from. Some plans cover COVID-19 EXPENSES and treat it like any other sickness.  If available, the coverage is listed; upon purchase, you will receive a visa letter showing it is covered.   

• Safe Travels USA and Safe Travels USA Cost Saver insurance plans offer excess medical coverage which will help with covered medical expenses, including hospitalization, surgery, physician visits, and prescriptions.  Both plans offer a $0 In-Network Deductible, your choice of Out-of-Network Deductibles from $0 to $5,000, and add-on coverage for specific needs like Sports Activity coverage. Urgent Care visits have a $30 Co-pay. Both cover Unexpected Recurrence of a Pre-existing Condition up to $1,000.
  
  
• Safe Travels USA Comprehensive offers up to $1,000,000 in medical coverage, a $0 In-Network Deductible, and a $30 Urgent Care Co-pay. This plan also covers Acute Onset of a Pre-existing Condition up to the policy maximum for most ages and up to $35,000 for ages 70 and over. See Plan Summary for details.

All three plans offer up to $100,000 of medical expense coverage for ages 70- 79 and $50,000 up to age 89, and a $5,000 local burial option in lieu of the $50,000 repatriation benefit. 

These plans offer Telemedicine visits and provide direct access to a Telemedicine service via phone, so you won't need to search for a provider to do a virtual office visit.  

Any of these plans offer a Well Doctor Visit, which pays up to $125 (one visit per person per policy period). The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible, you must purchase at least 30 days of coverage. Once the purchase is confirmed, you may register for the benefit at https://trawickinternational.com/wellness/Register

These plans are not available to US Citizens, US Residents, Green Card Holders, or anyone who has been in the USA for more than 365 days.  

When getting a quote please note: 

1. Rates are based on age at the time of purchase.
2. The policy maximum options automatically default to $50,000.  On some plans, you can increase that amount to as much as $1 million. The premium will automatically adjust.
3. The deductibles options automatically default to $250. You can increase or decrease that amount from zero and certain increments up to $5,000. The premium will automatically adjust. 
4. The deductible for in-network providers is zero, so you choose the deductible amount for out-of-network providers.
5. The Safe Travels Comprehensive plan pays a higher benefit for Acute Onset of a Pre-existing Condition.
6. COVID-19 is never covered when it is a Pre-existing Condition. COVID-19 Is covered on Safe Travels USA and Safe Travels USA Comprehensive.  COVID-19 is excluded on Safe Travels USA Cost Saver.
7. Plans provide links to brochures and summaries to read details about the coverage before purchase.
8. You can save the quote and email a copy to yourself to review or purchase later.  Quotes are good for 7 to 10 days. 
9. When purchasing a plan online, a policy confirmation with all necessary documents will be sent to you via the email address provided within 5 minutes of completion.
10. Once the policy confirmation is received, you can click on the buttons in the email confirmation to retrieve your Visa Letter, Certificate, and ID Card to download and print the documents.
11. All requests for cancellations must be received in writing at info@trawickinternational.com.  Please see your policy for refund/cancellation provisions.