The USA offers the best healthcare in the world, but without insurance, it can be prohibitively expensive.  Medical providers in the USA work on a “fee for service” basis, meaning physicians and other providers expect to be paid when they treat you for a medical condition. It is essential to purchase a travel medical plan if your primary healthcare limits or won't cover you while you are abroad.  

We offer several US travel insurance plans for non-US Citizens/Residents to choose from for travel to the US. Some plans cover COVID-19 EXPENSES and treat it like any other sickness.  If available, the coverage is listed. Upon purchase, you will receive a visa letter showing it is covered.   

  • Safe Travels USA and Safe Travels USA Cost Saver insurance plans offer excess medical coverage which will help with covered medical expenses, including hospitalization, surgery, physician visits, and prescriptions.  Both plans offer your choice of medical coverage maximums from $50,000 to $1,000,000.  Deductibles from $0 to $5,000, and add-on coverage for specific needs like Sports Activity. Urgent Care visits have a $30 Co-pay. Both cover Unexpected Recurrence of a Pre-existing Condition up to $1,000.
  • Safe Travels USA Comprehensive offers excess medical coverage which will help with covered medical expenses, including hospitalization, surgery, physician visits, and prescriptions.  It offers your choice of medical Coverage Maximums from $50,000 to $1,000,000.  Deductibles from $0 to $5,000, and add-on coverage for specific needs like Sports Activity. Urgent Care visits have a $30 Co-pay. This plan also covers Acute Onset of a Pre-existing Condition up to the policy maximum for most ages and up to $35,000 for ages 70 and over. See Plan Summary for details.
  • Safe Travel Elite is a low-cost limited benefit plan offering fixed coverage amounts. On this plan you will need to meet your deductible before the plan pays anything.  Once that has been met the plan may pay up to a certain amount for eligible expenses.   For insurance if your plan has a $100 deductible and you plan pays up to $55 for a physician visit and you see the physician who charges $205 for the visit, then you pay $150 out of pocket for the visit ($205 minus $55 that the plan paid and $100 is applied to your deductible). If you were injured and admitted to the hospital for five days, needed a surgery and the total charged by the hospital/surgeon is $35,000, then the plan may pay $2,000 a day for hospital room and board and $5,000 for surgery for a total of $15,000 and you would pay the rest or $20,000. 

All three US travel insurance plans offer up to $100,000 of medical expense coverage for ages 70- 79 and $50,000 up to age 89, and a $5,000 local burial option in lieu of the $50,000 repatriation benefit. 

These plans offer Telemedicine visits and provide direct access to a Telemedicine service via phone, so you won't need to search for a provider to do a virtual office visit.  

All of these plans offer a Well Doctor Visit, which pays up to $125 (one visit per person per policy period). The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible, you must purchase at least 30 days of coverage. Once the purchase is confirmed, you may register for the benefit at https://trawickinternational.com/wellness/Register

These plans are not available to US Citizens, or anyone who has been in the USA for more than 365 days.  

When getting a US travel insurance quote please note: 

  1. Plans provide links to brochures and summary of coverage to read details about the coverage before purchase.
  2. The Safe Travels Comprehensive plan pays a higher benefit for Acute Onset of a Pre-existing Condition.
  3. COVID-19 is covered on Safe Travels USA and Safe Travels USA Comprehensive.  COVID-19 is excluded on Safe Travels USA Cost Saver. COVID-19 is never covered when it is a Pre-existing Condition. 
  4. Rates are based on age at the time of purchase.
  5. The plan maximum options automatically default to $50,000.  On some plans, you can increase that amount to as much as $1 million. The premium will automatically adjust.
  6. The deductibles options automatically default. You can increase or decrease them on some plans and are in certain increments from $0 up to $5,000. The premium automatically adjusts. Some limited benefit plans only offer a $0 deductible.
  7. You can save the quote and email a copy to yourself to review or purchase later.  Quotes are valid for up to 10 days. 
  8. When purchasing a plan online, a confirmation with all necessary documents will be sent to you via the email address provided within 5 minutes of completion.
  9. Once the plan confirmation is received, you can click on the buttons in the email to retrieve your Visa Letter, Certificate, and ID Card to download and print.
  10. Cancellation requests must be received in writing at info@trawickinternational.com.  Please see your plan for refund/cancellation provisions. 

Safe Travels USA

Safe Travels USA is an EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA or USA and then other countries. This plan is not available to US Citizens or any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are covered and treated as any other sickness. See Plan Summary of Coverage for details.
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - - Limitations apply
  • Wellness Visit - covered up to $125
  • Optional Sports Coverage - see brochure for details
  • Optional Home Country Coverage- see brochure for details
  • New claims administrator and online claims filing/tracking - Effective 7/11/2023
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
  • For ages 14 days to 89 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, policy maximum and deductible

Safe Travels USA Comprehensive

Safe Travels USA Comprehensive is an EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA or USA and then other countries. Covers Acute Onset of Pre-Existing conditions up to the policy maximum on some ages. This plan is not available to any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are covered and treated as any other sickness. See Plan Summary of Coverage for details.
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Accident and Sickness Medical Policy maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • After the deductible, the plan pays 100% up to the policy maximum
  • Emergency Medical Evacuation/ Repatriation of Remains/Medically Necessary Repatriation/Local Burial/Cremation
  • ACUTE ONSET OF PRE-EXISTING CONDITION- Limitations apply
  • Wellness Visit - covered up to $125
  • Optional Sports Coverage - see brochure for details
  • Optional Home Country Coverage - see brochure for details
  • New claims administrator and online claims filing/tracking - Effective 7/11/2023
  • For non US citizens, traveling to the USA or USA and then other countries
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days total
  • For ages 1 to 89 years
  • Not available to any individual who has been residing within the United States for more than 365 days
  • Rates are based on age, policy maximum and deductible

Safe Travels USA Cost Saver

Safe Travels USA Cost Saver is an EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA or USA and then other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are NOT covered. This plan is not available to US Citizens. See Plan Summary of Coverage for details.
  • COVID-19 EXPENSES are NOT covered on this plan.
  • Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • Co-insurance 80% of the first $5,000 then 100% up to the policy maximum
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - Limitations apply
  • Wellness Visit - covered up to $125
  • New claims administrator and online claims filing/tracking - Effective 7/11/2023
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
  • For ages 14 days to 89 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Coverage may be extended, at the rates in force at the time of extension, for up to 364 days
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, policy maximum and deductible

Safe Travels Elite

Safe Travels Elite is a Limited benefit EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA. This plan is not available to US Citizens or any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are covered and treated as any other sickness.
  • This is a LIMITED BENEFIT PLAN where the maximum amount paid to the provider is listed on the plan
  • Accident and Sickness Medical Policy Maximum Choices $25,000, $50,000, $75,000, $100,000, $175,000
  • Deductibles $0- Ages 0-69 and $100 or $200 Ages 70-89
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • ACUTE ONSET OF A PRE-EXISTING CONDITION up to $25,000 for ages 0-69 and up to $15,000 Ages 80-89
  • Cardiac Conditions or Stroke are limited to $25,000 for Ages 0-69 and $15,000 Ages 70-89
  • Wellness Visit - covered up to $125 (restrictions apply)
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • Return to Country Incidental Trip Coverage-Included
  • EXAMPLES OF PER INCIDENT LIMITED BENEFITS (varies by plan)
  • Hospital Room and Board Expenses $1,400 -$3,000 per day to a maximum of 30 days
  • Physician's Surgical Treatment $3,500 - $7,500 per Incident
  • Physician’s Non-Surgical Visits/Urgent Care $55 - $130 per visit/1 per day /30 visits per Policy Period
  • Outpatient Surgical Facility $1,000 - $1,400 per Incident
  • Diagnostic X-rays and Lab Services $450 - $1,000 per Incident
  • Ambulance Service Benefits $500 - $750 per Incident
  • Please view plan details for a complete list of limits by plan
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
  • For ages 14 days to 89 years.
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days total
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, policy maximum and deductible and coverage ends at age 90

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