Safe Travels USA

Safe Travels USA is an EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA or USA and then other countries. This plan is not available to US Citizens or any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are covered and treated as any other sickness. See Plan Summary of Coverage for details.
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - - Limitations apply
  • Wellness Visit - covered up to $125
  • Optional Sports Coverage - see brochure for details
  • Optional Home Country Coverage- see brochure for details
  • New claims administrator and online claims filing/tracking - Effective 7/11/2023
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
  • For ages 14 days to 89 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, policy maximum and deductible

Safe Travels USA Cost Saver

Safe Travels USA Cost Saver is an EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA or USA and then other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are NOT covered. This plan is not available to US Citizens. See Plan Summary of Coverage for details.
  • COVID-19 EXPENSES are NOT covered on this plan.
  • Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • Co-insurance 80% of the first $5,000 then 100% up to the policy maximum
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - Limitations apply
  • Wellness Visit - covered up to $125
  • New claims administrator and online claims filing/tracking - Effective 7/11/2023
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
  • For ages 14 days to 89 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Coverage may be extended, at the rates in force at the time of extension, for up to 364 days
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, policy maximum and deductible

Safe Travels USA Comprehensive

Safe Travels USA Comprehensive is an EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA or USA and then other countries. Covers Acute Onset of Pre-Existing conditions up to the policy maximum on some ages. This plan is not available to any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are covered and treated as any other sickness. See Plan Summary of Coverage for details.
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Accident and Sickness Medical Policy maximum Choices $20,000, $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • After the deductible, the plan pays 100% up to the policy maximum
  • Emergency Medical Evacuation/ Repatriation of Remains/Medically Necessary Repatriation/Local Burial/Cremation
  • ACUTE ONSET OF PRE-EXISTING CONDITION for up to age 69 - Other limitations apply
  • Wellness Visit - covered up to $125
  • Optional Sports Coverage - see brochure for details
  • Optional Home Country Coverage - see brochure for details
  • New claims administrator and online claims filing/tracking
  • For non US citizens, traveling to the USA or USA and then other countries
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days total
  • For ages 1 to 89 years
  • Not available to any individual who has been residing within the United States for more than 365 days
  • Rates are based on age, policy maximum and deductible

Safe Travels International

Safe Travels International is an Excess Travel Medical plan with accident and sickness medical, emergency medical evacuation and trip delay coverage for Non-US citizens traveling outside their Home Country (Origin) but not to the USA. This plan is not available to anyone who has been outside their Home Country for more than 365 days prior to the coverage starting. COVID-19 EXPENSES are covered and treated as any other sickness.
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • Trip Delay $2,000
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains
  • Political and Natural Disasters Evacuation
  • UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - See Plan Summary of Coverage for details
  • Optional Sports Coverage.
  • New claims administrator and online claims filing/tracking - Effective 7/11/2023
  • For non-U.S. citizens/residents traveling anywhere outside their home country excluding USA
  • For ages 14 days to 89 years
  • This plan is not available to any individual who has been residing outside their home country for more than 365 days prior to their Effective Date.
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days
  • Rates are based on age, policy maximum and deductible choices

Safe Travels International Cost Saver

Safe Travels International Cost Saver is an Excess Travel Medical plan with accident and sickness medical, emergency medical evacuation for Non-US citizens traveling outside their Home Country (Origin) but not to the USA. This plan is not available to anyone who has been outside their Home Country for more than 365 days prior to the coverage starting. This plan does not cover COVID 19.
  • COVID-19 EXPENSES are NOT covered
  • Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
  • Co-insurance 80% of the first $5,000 then 100% up to the policy maximum
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains
  • Political and Natural Disasters Evacuation
  • UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - See Plan Summary of Coverage for details
  • New claims administrator and online claims filing/tracking - Effective 7/11/2023
  • For non-U.S. citizens/residents traveling anywhere outside their home country excluding USA
  • For ages 14 days to 89 years
  • This plan is not available to any individual who has been residing outside their home country for more than 365 days prior to their Effective Date.
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days
  • Rates are based on age, policy maximum and deductible choices

International Student and Scholar Medical Evacuation and Repatriation

This plan covers Emergency Medical Evacuation/Repatriation /Assistance ONLY-no medical. To be combined with your Academic health/medical plan.
  • Emergency Medical Evacuation and Repatriation $50,000 or $100,000
  • Repatriation of Remains or Burial $50,000
  • Emergency Travel Expenses (Reunion) Up to $2,500 when in hospital for more than 3 days
  • Return Home due to Family Member Death or Illness $2,500
  • Medical Monitoring Included
  • 24-hour Nurse Help Line Included
  • Please note: plan does not offer medical coverage
  • Annual plan for international students, scholars, faculty members and their families traveling to the US
  • Meets US government requirements for J1, F1,H1 and other visas for this coverage in addition to a Major Medical plan

Safe Travels Outbound

Safe Travels Outbound is a temporary emergency travel medical plan for US Citizens and US Residents when traveling to a destination outside the USA. It includes medical, emergency medical evacuation, repatriation, and security evacuation. Rates are based on age and plan choices. Minimum premium of $20 per person and 5 days of coverage. COVID-19 EXPENSES are covered and treated as any other sickness.
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000
  • Emergency Medical Evacuation $500,000 and Repatriation of Remains $50,000
  • Non-Medical Emergency Evacuation $25,000
  • Trip Delay - For delays of 12 hours or more $2000/$150 per day - Upgrades available
  • Valid for US Residents traveling internationally
  • Plan must be purchased prior to departure
  • For ages 14 days to 99 years
  • Coverage for a maximum of 180 days total
  • Rates are based on age, policy maximum and deductible choices

Safe Travels Single Trip

This plan, insured by Nationwide, is for US Citizens and US Residents while traveling in USA or abroad. Covers trips up to 90 days and up to $14,000 for trip cancellation or interruption. Provides $75,000 for emergency medical expense for an unforeseen injury or illness while on your trip. Optional car rental damage up to $25,000 (Not available in NY or TX).
  • Trip Cancellation and Trip Interruption Coverage
  • Pre-Existing medical condition waiver available within 10 days of initial trip deposit
  • Trip Delay
  • Lost Baggage and Baggage Delay
  • Optional Rental Car Damage Coverage
  • 10 Day Free Look Period
  • Valid for US Residents traveling internationally who have not left on their trip
  • Plan must be purchased prior to departure
  • For Age 14 days to 99 years of age
  • Coverage for a maximum of 90 days
  • Rates are based on age, trip cost and length of coverage

Safe Travels First Class

Specifically for US Citizens/US Residents while traveling to destinations in the USA or abroad. Insured by Nationwide, and featured in Forbes Magazine for up to $15,000 of trip cancellation. This plan also covers trip interruption, trip delay, lost baggage, emergency medical, emergency evacuation and repatriation. Optional Cancel for Any Reason (CFAR) - Not available in NY or WA
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • COVID is treated the same as any other illness.
  • High end comprehensive plan with competitive benefits
  • Optional Cancel for Any Reason available within 14 days of deposit
  • Pre-Existing medical condition waiver available within 14 days of deposit
  • Property Damage coverage for accommodations - NOT available to residents of NY
  • Emergency Evacuation and Repatriation
  • Up to $150,000 in Secondary emergency medical coverage
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan must be purchased prior to departure
  • Plan is available for purchase 15 months in advance of departure
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Maximum trip length for ages 80+ is 30 days.

Safe Travels Explorer

The Safe Travels Explorer is our budget-friendly travel protection plan designed for leisure or business travel for domestic and international trips. This plan covers "just the necessities" like trip cancellation and Interruption up to $10,000 and excess medical coverage for accident and sickness up to $50,000. Also included is trip delay up to $1,000 for potential accommodations/lodging expenses and $200,000 for emergency medical evacuation and repatriation. This plan does not cover pre-existing conditions. Optional car rental damage up to $25,000 (Not available in NY or TX).
  • Designed for our price-conscious travelers
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • Competitive pricing that’s customized for your trip
  • COVID is treated the same as any other illness
  • Up to $25,000 in Optional Rental Car Damage
  • Plan includes $50,000 of Medical Coverage
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan must be purchased prior to departure
  • Plan is available for purchase 15 months in advance of departure
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Coverage for a maximum of 60 days

Safe Travels Journey

The Safe Travels Journey plan covers trips up to $50,000 for trip cancellation and includes $150,000 per person of excess medical coverage. The plan covers pre-existing medical conditions provided when coverage is purchased within 14 days of initial deposit, prior to the Final Payment and the full, nonrefundable trip cost is insured. Includes $2,000 for potential accommodations/lodging expenses due to trip delay.
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • Competitive pricing that’s customized for your trip
  • Optional Cancel for Any Reason available within 14 days of initial trip deposit and prior to final payment.
  • COVID is treated the same as any other illness
  • Plan includes $150,000 of Medical Coverage
  • Coverage designed for travel within the United States or International
  • Optional Rental Car Damage Coverage
  • Optional 24 Hour AD&D
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan must be purchased prior to departure
  • Plan is available for purchase 15 months in advance of departure
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Coverage for a maximum of 180 days

Safe Travels Voyager

The Safe Travels Voyager is designed for those who are looking for the highest available benefit limits to protect your trip. This plan covers trips up to $100,000 for trip cancellation and includes a $250,000 per person limit primary medical coverage with coverage for pre-existing medical conditions when purchased within 21 days of initial deposit, prior to the Final Payment and the full, nonrefundable trip cost is insured.
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • Competitive pricing that’s customized for your trip
  • Optional Cancel for Any Reason available within 21 days of initial trip deposit and prior to final payment.
  • Plan includes $3,000 of trip delay coverage with options to increase up to $7,000
  • $250,000 of Primary Medical coverage with options to increase to $500,000
  • COVID is treated the same as any other illness
  • Pre-existing coverage included on plans purchased within 21 days of deposit and prior to final trip payment
  • Interrupt for any reason available
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan must be purchased prior to departure
  • For ages 14 days to 99 years
  • Coverage for a maximum of 180 days
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase

SafeTreker

SafeTreker is an award-winning, innovative adventure travel insurance product offered by Trawick International. With over 450 sports and activities on our covered list, SafeTreker offers more than any other adventure travel insurance plan on the market. From even the most basic adventure sports such as scuba diving, bungee jumping, and snow shoeing; to the most extreme sports like mountain biking, parascending, and triathlons, our SafeTreker plan covers just about everything. So, whether you’re needing a little bit of extra coverage for a new fun activity you want to try, or you need the heftiest coverage we offer for the big stuff, SafeTreker is the plan for you!
  • Trip Cancellation and Interruption for adventure travel
  • Coverage for 450+ sports and activities.
  • For high-altitude climbing (4,000' and above), guide services must be vetted and approved by Trawick International.
  • Includes sports equipment rental, search and rescue, and non-medical evacuation
  • Emergency Medical
  • 10 Day Free Look Period
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan must be purchased prior to departure
  • Plan is available for purchase 15 months in advance of departure
  • Available for travelers up to age 65 at the time of purchase
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Coverage for a maximum of 90 days

Safe Travels Annual Basic

Annual Trip Cancellation coverage up to $2,500 per person per year. Also includes emergency medical expenses, as well as coverage for emergency evacuation & repatriation, trip delay, baggage coverage. Not available in WA or NY.
  • Annual coverage up to 30 days each trip during the coverage period that is more than 100 miles from home
  • For trip cancellation and interruption up to $2,500 per person per policy
  • Covers trip delay, baggage and sports equipment rental
  • Up to $10,000 in excess emergency medical coverage
  • Flat rate of $155 per person
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Rates are per person per year
  • Available for travelers up to age 81 at the time of purchase
  • Plan must be purchased prior to departure
  • 10 Day Free Look Period
  • Not available in WA or NY

Safe Travels Annual Deluxe

Annual Trip Cancellation coverage up to $5,000 per person per year. Also includes emergency medical expenses, as well as coverage for emergency evacuation & repatriation, trip delay, baggage coverage. Not available in WA or NY.
  • Annual coverage up to 30 days each trip during the coverage period that is more than 100 miles from home
  • For trip cancellation and interruption up to $5,000 per person per policy
  • Covers itinerary change, trip delay, baggage and sports equipment rental
  • Up to $20,000 in Excess emergency medical coverage
  • Flat rate of $305 per person
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Rates are per person per year
  • Available for travelers up to age 81 at the time of purchase
  • Plan must be purchased prior to departure
  • 10 Day Free Look Period
  • Not available in WA or NY

Safe Travels Annual Executive

Annual Trip Cancellation coverage up to $10,000 per person per year. Also includes emergency medical expenses, as well as coverage for emergency evacuation & repatriation, trip delay, baggage coverage. Not available in WA or NY.
  • Annual coverage up to 30 days each trip during the coverage period that is more than 100 miles from home
  • For trip cancellation and interruption up to $10,000 per person per policy
  • Covers trip cancellation, trip interruption, sports equipment rental
  • Up to $50,000 in excess emergency medical coverage
  • Flat rate of $743 per person
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Rates are per person per year
  • Available for travelers up to age 81 at the time of enrollment
  • Plan must be purchased prior to departure
  • 10 Day Free Look Period
  • Not available in WA or NY

Collegiate Care Essential

The Collegiate Care Essential Plan is an International Travel Medical and Evacuation & Repatriation Insurance Plan for International Students, Scholars, and their families studying or teaching in the US. International full-time students, ages 12-40 years old, enrolled in an associate, bachelor, master, or Ph.D. program at a university or other accredited higher education institution outside of their home country. Student must have a valid F, M or Q visa. The spouse, domestic partner, or dependent child(ren) of a student or scholar. Not Eligible: F1 visa holder on OPT · Green Card Holders · Students who are United States citizens
  • United Healthcare PPO Network
  • $150,000 per Period of Insurance
  • $500,000 Lifetime maximum
  • $250 per Insured Person In Network Deductible
  • $250 per Insured Person Out of Network Deductible
  • $45 Student Health Center Deductible
  • Copayments-Emergency Room Visit $350
  • Plan covers 80% of the Preferred Allowance
  • Maternity coverage-restrictions apply /Conception must occur at least ten (10) months after Effective Date
  • Prescription Medications 100% of charges
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Pre-existing Conditions Waiting Period: Student 6 months and Dependents 24 months
  • See plan documents for full details
  • Student must have a valid F, M, or Q visa. F1 visa holder on OPT are not eligible
  • For ages 12-40 years
  • Must be "actively engaged" in education, teaching, or research activities
  • Must purchase for a minimum of 91 days for coverage
  • Extendable for up to 364 days total or until 6/30/2025

Collegiate Care Enhanced

The Collegiate Care Enhanced is an International Travel Medical and Evacuation & Repatriation Insurance Plan for International Students, Scholars, and their families studying or teaching in the US. International full-time students, ages 16-40 years old, enrolled in an associate, bachelor, master, or Ph.D. program at a university or other accredited higher education institution outside of their Home Country. Student must have a valid F, M or Q visa. The spouse, domestic partner, or dependent child(ren) of a student/scholar. Not Eligible: · F1 visa holder on OPT · Green Card Holders · Students who are United States citizens
  • United Healthcare PPO Network
  • Maximum Benefit Payable $500,000 maximum per period of insurance
  • Unlimited medical maximum per lifetime
  • $100 per Insured Person In Network Deductible
  • $500 per Insured Person Out of Network Deductible
  • Student Health Center $0 per visit not subject to Deductible
  • Copayments-Physician/Specialist $30; Urgent Care Center $30; Emergency Room Visit $300; Hospital Admission $300
  • 80% of Preferred Allowance/ Out of Network Provider 70% Usual & Customary
  • Prescription Medications -80% of charges
  • Maternity coverage-restrictions apply
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Pre-existing Conditions Waiting Period: Student and Dependents-6 months
  • The plan is Primary if there is no other policy
  • See plan documents for full details
  • Student must have a valid F, M, or Q visa. F1 visa holder on OPT are not eligible
  • For ages 16 to 40 years
  • Must be "actively engaged" in education, teaching, or research activities
  • Must purchase a minimum of 91 days coverage
  • Extendable for up to 364 days total or until 6/30/2025

Collegiate Care Elite

The Collegiate Care Elite Plan is an International Travel Medical and Evacuation & Repatriation Insurance Plan for International Students, Scholars, and their families studying or teaching in the US. International full-time students, ages 12 - 40 years old, enrolled in an associate, bachelor, master, or Ph.D. program at a university or other accredited higher education institution outside of their Home Country. Student must have a valid F, M or Q visa. The spouse, domestic partner, or dependent child(ren) of a student/scholar. Not Eligible: · F1 visa holder on OPT · Green Card Holders · Students who are United States citizens
  • United Healthcare PPO Network
  • Unlimited maximum per Period of Insurance/Unlimited per Lifetime
  • Unlimited medical maximum per lifetime
  • $100, $500 $1,000 per Insured Person in Network
  • $200, $750, $1,500 per Insured Person Out of Network
  • Student Health Center $0 per visit not subject to Deductible
  • Copayments-Physician/Specialist $25; Urgent Care Center $50; Emergency Room Visit $250; Hospital Admission $100
  • Plan covers 80% of the Preferred Allowance
  • Maternity coverage-restrictions apply
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Pre-existing Conditions Waiting Period: no waiting period for students, dependents covered after 24 months
  • See plan documents for full details
  • Student must have a valid F, M, or Q visa. F1 visa holder on OPT are not eligible
  • For ages 12 to 40 years
  • Must be "actively engaged" in education, teaching, or research activities
  • Must purchase a minimum of 91 days coverage
  • Extendable for up to 364 days total or until 6/30/2025

Collegiate Care Exclusive

The Collegiate Care Exclusive Plan is an International Travel Medical and Evacuation & Repatriation Insurance Plan for International Students, Scholars studying or teaching in the US. Student must have a valid F, M, or Q visa. Not Eligible are: F1 visa holder on OPT, Dependents of the eligible person, Green Card Holders, and Students who are US citizens. Covers Interscholastic, Intercollegiate, Intramural and Club sports
  • United Healthcare PPO Network
  • Unlimited medical maximum and lifetime medical maximum
  • $50, $100, or $1,000 Deductible for In Network
  • $100, $200 or $1,500 Deductible Out of Network
  • $0 Student Health Center Deductible
  • Copayments- Physician/Specialist $25; Urgent Care Center $50 Emergency Room Visit $250 Hospital Admission $100
  • Plan covers 90% of the Preferred Allowance
  • Sports Activities Coverage - Interscholastic, Intercollegiate, Intramural and Club
  • Maternity coverage-restrictions may apply
  • Pre-existing Conditions Waiting Period: covered without a Waiting Period
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Student must have a valid F, M, or Q visa. F1 visa holder on OPT are not eligible
  • For ages 12 to 40 years
  • Must be "actively engaged" in education, teaching, or research activities
  • Must purchase a minimum of 91 days coverage
  • Extendable for up to 364 days total or until 6/30/2025

Safe Travels Rental Plus

Safe Travels Rental Plus vacation rental insurance plan covers trip cancellation up to $10,000 for non-refundable travel arrangement payments such as vacation rentals, hotels, airfare and additional pre-paid amounts for your trip. This vacation rental insurance plan is available for trips starting up to 18 months from today and up to 30 days in length. This vacation rental insurance plan plan is only available to U.S. Citizens and U.S. Residents.
  • Vacation rental coverage for trip cancellation, trip interruption, trip delay and emergency medical
  • Pre-Existing medical condition waiver available
  • Optional - Cancel for Any Reason (CFAR)** available in all states except NY. Not available for travel to or including Israel.
  • Optional Rental Car Damage and Theft Coverage**
  • 15 Day Free Look Period
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • For age 14 days to 99 years of age
  • Coverage for a maximum of 30 days
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Plan must be purchased prior to departure
  • Our Underwriters still consider Israel an active War situation. Losses due to this will be excluded.

Safe Travels Armor

Safe Travels Armor is a trip cancellation plan insured by Starr Indemnity & Liability Company for US Citizens/US Residents while traveling to destinations in the USA or abroad. This plan includes up to $15,000 of trip cancellation and offers Optional Cancel for Any Reason. It also covers trip interruption, trip delay, primary baggage loss/delay, primary emergency medical, emergency evacuation/repatriation and more!
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • COVID is treated the same as any other illness
  • Up to $100,000 of Primary Medical coverage
  • Designed for those who are looking for the highest available benefits
  • Cancel for Any reason available within 14 days of deposit
  • Emergency Evacuation and Repatriation
  • Lost Baggage and Baggage Delay
  • Pre-Existing Coverage on plans purchased within 14 days of initial deposit
  • Available to US residents traveling within the United States and abroad
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan is available for purchase 18 months in advance of departure
  • Plan must be purchased prior to departure
  • Coverage for a maximum of 90 days
  • Covers up to age 85
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase

Safe Travels Defend

This plan, insured by Starr Indemnity & Liability Company, is for US Citizens and US Residents while traveling in USA or abroad. Covers up to age 85, trips up to 90 days and offers up to $14,000 for trip cancellation or interruption. Covers missed connection, primary baggage loss/delay and trip delay. Provides $50,000 primary emergency medical expense for an unforeseen injury or illness while on your trip. Offers optional car rental damage coverage and optional Air Only Accidental Death and Dismemberment to residents of qualified states.
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • COVID is treated the same as any other illness
  • Up to $50,000 of Primary Medical coverage
  • Comprehensive coverage for pre-travel and once you depart
  • Property Damage coverage for accommodations - NOT available to residents of NY
  • Competitive coverage designed for travel within the United States or International
  • Pre-Existing Coverage on plans purchased within 7 days of initial deposit
  • Available to US residents traveling within the United States and abroad
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan is available for purchase 15 months in advance of departure
  • Plan must be purchased prior to departure
  • Covers up to age 85
  • Coverage for a maximum of 90 days
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase

Safe Travels Protect

This plan, insured by Starr Indemnity & Liability Company, is for US Citizens and US Residents while traveling in USA or abroad. Covers up to age 85, trips up to 90 days and offers up to $14,000 for trip cancellation or interruption. Provides primary emergency medical expense $25,000 for an unforeseen injury or illness while on your trip. Covers missed connection, baggage loss/delay and trip delay. Optional Accidental Death and Dismemberment.
  • Designed for price-conscious travelers
  • Comprehensive coverage for trip cancellation, trip interruption, emergency medical and post-departure travel coverage
  • Up to $25,000 of Primary Medical coverage
  • COVID is treated the same as any other illness
  • Property Damage coverage for accommodations - NOT available to residents of NY
  • Coverage designed for travel within the United States or International
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan is available for purchase 18 months in advance of departure
  • Plan must be purchased prior to departure
  • Coverage for a maximum of 90 days
  • Covers up to age 85
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase

Safe Travels Elite

Safe Travels Elite is a Limited benefit EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA. This plan is not available to US Citizens or any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are covered and treated as any other sickness.
  • This is a LIMITED BENEFIT PLAN where the maximum amount paid to the provider is listed on the plan
  • Accident and Sickness Medical Policy Maximum Choices $25,000, $50,000, $75,000, $100,000, $175,000
  • Deductibles $0- Ages 0-69 and $100 or $200 Ages 70-89
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • ACUTE ONSET OF A PRE-EXISTING CONDITION up to the policy maximum for ages 0-69, up to $25,000 for ages 70-79 and up to $15,000 Ages 80-89
  • Cardiac Conditions or Stroke are limited to $25,000 for Ages 0-69 and $15,000 Ages 70-89
  • Wellness Visit - covered up to $125 (restrictions apply)
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • Return to Country Incidental Trip Coverage-Included
  • EXAMPLES OF PER INCIDENT LIMITED BENEFITS (varies by plan)
  • Hospital Room and Board Expenses $1,400 -$3,000 per day to a maximum of 30 days
  • Physician's Surgical Treatment $3,500 - $7,500 per Incident
  • Physician’s Non-Surgical Visits/Urgent Care $55 - $130 per visit/1 per day /30 visits per Policy Period
  • Outpatient Surgical Facility $1,000 - $1,400 per Incident
  • Diagnostic X-rays and Lab Services $450 - $1,000 per Incident
  • Ambulance Service Benefits $500 - $750 per Incident
  • Please view plan details for a complete list of limits by plan
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
  • For ages 14 days to 89 years.
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days total
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, policy maximum and deductible and coverage ends at age 90

Collegiate Care J1 Visa Plan

The Collegiate Care J-1 plan is an International Travel Medical and Evacuation & Repatriation Insurance Plan created specifically for J1 Visa International Students, Scholars, and their families studying or teaching in the US, ages 16-64, and enrolled in an associate, bachelor, master, or Ph.D. program at a university or other accredited higher education institution outside of their Home Country. All other visa types are not eligible.
  • United Healthcare PPO Network
  • $100,000 maximum per covered Illness or Injury
  • $100 per Insured Person In Network Deductible
  • $100 per Insured Person Out of Network Deductible
  • Student Health Center Copayment $0
  • Copayments- Physican/Specialist $0 Emergency Room Visit $250 Urgent Care $0 Emergency Room $250 per visit
  • Plan covers 100% of the Preferred Allowance
  • Maternity - Not covered
  • Prescription Medications 80% of charges
  • Medical Evacuation and Repatriation - Covered
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Pre-existing Conditions are covered after a 12 month Waiting Period
  • See plan documents for full details
  • Student must have a valid J1 visa
  • For ages 12 to 64 years
  • Must be "actively engaged" in education, teaching, or research activities
  • Must purchase for a minimum of 91 days for coverage
  • Extendable for up to 364 days total or until 6/30/2025

Collegiate Care Enhanced Plus

The Collegiate Care Enhanced Plus Plan is an International Travel Medical and Evacuation & Repatriation Insurance Plan for International Students, Scholars, and their families studying or teaching in the US. It would be secondary to a primary policy or the school policy. International full-time students, ages 16-40 years old, enrolled in an associate, bachelor, master, or Ph.D. program at a university or other accredited higher education institution outside of their Home Country. Student must have a valid J, F, M, or Q visa. The spouse, or dependent child(ren) of a student/scholar.
  • United Healthcare PPO Network
  • Maximum Benefit Payable $500,000 maximum per period of insurance
  • Unlimited medical maximum per lifetime
  • $100 per Insured Person, 2x Individual per family In Network
  • $500 per Insured Person, 2x Individual per family Out of Network
  • Student Health Center $0 per visit not subject to Deductible
  • Copayments-Physician/Specialist $30; Urgent Care Center $30; Emergency Room Visit $300; Hospital Admission $250
  • 80% of Preferred Allowance/ Out of Network Provider 70% Usual & Customary
  • Prescription Medications -80% of charges
  • Maternity coverage-restrictions apply
  • Intramural or Club Sports Activity Coverage - 80% of Preferred Allowance
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Pre-existing Conditions Waiting Period: Student and Dependents-6 months for students and 24 months for dependents
  • The plan is Primary if there is no other policy
  • See plan documents for full details
  • Student must have a valid F, M, or Q visa. F1 visa holder on OPT are not eligible
  • For ages 16 to 40 years
  • Must be "actively engaged" in education, teaching, or research activities
  • Must purchase a minimum of 91 days coverage
  • Extendable for up to 364 days total or until 6/30/2025

OPT

The Collegiate Care OPT Plan is an International Travel Medical and Evacuation & Repatriation Insurance Plan created specifically OPT (Optional Practical Training) students and their families studying or teaching in the US, ages 5-50, and enrolled in an associate, bachelor, master, or Ph.D. program at a university or other accredited higher education institution outside of their Home Country. Not available to US Citizens. Eligibility is verified at the time of a claim.
  • United Healthcare PPO Network
  • $1,000,000 maximum/sublimits apply
  • $250 per Insured Person In Network Deductible
  • $250 per Insured Person Out of Network Deductible
  • Coinsurance: 80% of Preferred Allowance/ Out of Network Provider 60% Usual & Customary
  • Copayments: Physician/Specialist Visit: $50 Urgent Care Center: $50 Hospital per Admission: $350 Emergency Room: $350
  • Prescription Medications $2,000 per period of insurance/ 80% of charges
  • Plan covers 100% of the Preferred Allowance
  • Maternity -Not Covered
  • COVID-19 EXPENSES are covered and treated as any other sickness
  • Emergency Treatment of a Pre-Existing Conditions up to $25,000
  • Medical Evacuation and Repatriation $100,000 Maximum per Period of Insurance
  • Return of Mortal Remains $100,000 Maximum per Period of Insurance
  • See plan documents for full details
  • Student must have a valid J1 visa
  • For ages 5 to 50 years
  • Must be "actively engaged" in education, teaching, or research activities
  • Must purchase for a minimum of 91 days for coverage
  • Extendable for up to 364 days total or until 6/30/2025

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