Which Travel Insurance Is Best for Schengen Visa?
Travelling across European countries is easier with the Schengen visa as you can skip the tedious process of multiple visa applications. Visiting Luxemburg and Budapest on a single visa is a reality; however, you need to get the right travel insurance to cover your Schengen visa. Your must be able to financially handle all your emergency medical services through appropriate travel insurance. Even though most European countries have great medical services for their citizens, as a non-citizen you will not get the same benefits. Covering medical expenses related to an injury or accident is easier when you purchase the right travel insurance for your EU visit.
Unexpected expenses in the form of lost baggage, accident, injury and medical emergencies can also jeopardize your Europe trip. Travel insurance can help you with the necessary financial support and convenience to continue with your journey without any issues.
Medical Travel Insurance for Schengen visa
Travelers often purchase medical insurance as health emergencies, accidents and injuries are quite common when people hop from one city to another. Too much travel exposes tourists to various health problems, which can lead to unexpected medical bills and expenses. If you are planning to go on a long tour of Europe then it’s important to purchase a medical Travel Insurance for Schengen visa.
Here’s what your travel insurance plan must include:
- Minimum coverage amount of $34,000
- Must cover all the member states included under the Schengen area
- Cover all the expenses arising out of repatriation on medical grounds, emergency medical treatment, and hospitalization
At the time of applying for your Schengen visa, you will have to get the mandatory insurance certificates. Even though it’s not mandatory to buy travel insurance while travelling in Europe, if you’re applying for the Schengen visa then you must get coverage. The travel insurance plan you choose must cover the entire duration of your stay in Europe.
Travel Insurance Options
If you opt for travel insurance you must be sure that your policy works in all 26 Schengen countries including Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. Policies are structured so that they offer exactly the benefits required by consulates to get your visa approved. You should also confirm that your purchase also includes a signed visa letter. Some good providers will also offer this letter to be translated in any language.
Schengen Travel Insurance Providers
Your existing health insurance policy might cover international medical emergency expenses but they come with limitations. You must go through your health insurance plan to understand what medical issues are covered in the Schengen area.
In case your health insurance doesn’t cover the Schengen area then you should consider buying a separate Schengen travel insurance for the period of your European tour. However, it’s important that you choose a licensed company and the policy is valid in every country in the Schengen area.
The biggest advantage offered by the travel insurance plans offered by Trawick International is that consulates and European embassies accept them. In case your visa is rejected, cancelling travel insurance is easy and free.
Check out the comprehensive coverage Trawick International offers for Schengen travel.