Key Takeaways

  • Cruise insurance should include Missed Connection in case you miss your cruise or tour departure.
  • Road trips can be insured like any other vacation. Renting a car for your trip? Look for Rental Car Damage.
  • Vacation Rental coverage should have benefits for Rental Property Damage Liability.
  • Sports & Activities should have coverage specifically for them. Most plans exclude many popular sports and activities.
  • International Travel calls for travel medical insurance to make sure you are covered in case of an accidental injury or illness.
  • Design Your Own plans are a good choice for those who know exactly what coverage they want and don't want.

You've planned your perfect summer vacation; now find the perfect summer travel insurance for your trip with this guide.

Summer Cruise
Cruise Travel Protection

Planning a summer cruise? You should look for a comprehensive trip cancellation plan that includes Missed Connection coverage. Missed Connection will provide benefits if you miss your cruise or tour departure due to a common carrier delay of 3 hours or more.

Benefits will be available for those missed days of your cruise or tour, transportation expenses to rejoin your cruise or tour departure, and reimbursement for additional expenses incurred during your delay.

Safe Travels Voyager, our most robust and popular cruise travel insurance plan, includes the following:

  • Best-in-class 30 covered reasons for trip cancellation
  • Missed Connection
  • Trip Interruption coverage
  • Primary Emergency Medical
  • Emergency Evacuation and Repatriation
  • Lost Baggage and Baggage Delay
  • Trip Delay with the option to increase up to $7,000 - only offered by Trawick International

Noteworthy optional, time-sensitive benefits on this plan (coverage must be purchased within 21 days of the initial trip deposit date):

  • Cancel for Any Reason (CFAR)
  • Interruption for Any Reason (IFAR)
  • Pre-Existing medical condition waiver available

Learn more about Cruise Insurance.

road trip
Summer Road Trip

If an epic summer road trip is in your plans, you can treat it like any other vacation when it comes to travel insurance. The only difference is that it is in a car rather than a plane, ship, or train.

While standard auto insurance covers your vehicle if you are in a car accident, your car is stolen or damaged, etc., travel insurance for road trips protects you and the investment made in your road trip.

Travel insurance could reimburse you if, for example, a car accident causes you to have to cut your trip short and cancel prepaid, non-refundable event tickets, hotel stays, vacation rentals, or anything else associated with your trip.

If you are renting a car rather than putting miles on your own, you should look for a plan with benefits for rental car damage that can reimburse you for the cost of repairs and any rental charges imposed by the rental company while the car is being repaired.

Safe Travels Explorer is a budget-friendly travel insurance option perfect for road trips:

  • Trip Cancellation and Interruption
  • Emergency Medical
  • Property Damage coverage available for accommodations
  • Emergency Evacuation and Repatriation
  • Lost Baggage
  • Trip Delay
  • Optional Rental Car Damage coverage
  • Pre-Existing medical condition waiver available
  • Optional - Cancel for Any Reason (CFAR) available in most states

Learn more about Road Trip Insurance.

Vacation Rental
Vacation Rental Insurance

Staying at a vacation rental, like Airbnb or VRBO? Look for a plan that covers all travelers booked to stay at the vacation rental and provides coverage for unintentional damage to your accommodations.

The travel insurance plan should also offer coverage in case you have to cancel due to sickness, injury, or death of a traveler or non-traveling family member; reimbursement if your accommodations are made uninhabitable; or inclement weather that causes road closure.

Safe Travels Rental Plus is your best bet for vacation rental insurance. It provides the following:

  • Rental Property Damage Liability
  • Trip cancellation
  • Trip interruption
  • Trip delay
  • Emergency Medical
  • Pre-Existing medical condition waiver available
  • Optional Cancel for Any Reason (CFAR)
  • Optional Rental Car Damage and Theft Coverage (options differ per state)
Adventure Thumbnail
Sports & Activity Coverage

Do your summer travel plans include a sport or activity? Most travel insurance plans exclude adventure activities. When purchasing a plan, you want to make sure the specific activity you are participating in is not excluded so you have coverage should you become injured while engaged in the activity.

SafeTreker is an adventure travel insurance plan that covers a whopping 450+ sports and activities, from mild to extreme.

SafeTreker includes:

  • Trip Cancellation and Interruption
  • Emergency Medical
  • Search & Rescue
  • Sports Equipment Rental (in case the equipment covered under this Policy is lost, stolen, or damaged)
  • Inconvenience Benefits (think lost golf rounds, diving days, recreational days, or ski days; options vary by state)
  • Innovation award-winning high altitude coverage (4,000' and above), for which guide services must be vetted and approved by Trawick International.

Get a SafeTreker Quote

International Travel

For international travel, whether you are coming to the U.S. from another country or traveling from the U.S. to another country, it is essential to have a travel insurance plan with travel medical benefits.

Many health insurance plans stop covering you or provide limited coverage when you leave your home country, so if you travel internationally without travel medical insurance, you could be stuck footing the bill if you seek emergency medical or dental care.

Make sure the plan you select is right for you based on where you travel from and to. There are travel medical plans for outside of the U.S. and travel medical and trip cancellation plans for U.S. citizens.

If you are a non-U.S. Citizen:

If you are a U.S. Resident or Citizen:

  • Safe Travels Outbound is a travel medical plan for U.S. citizens traveling outside the U.S.
  • Trip Cancellation plans are comprehensive travel insurance plans for U.S. citizens and residents that include travel medical and robust coverage for trip cancellation, interruption, baggage delay, and more.

Get a Quote

Perfect summer vacation
Design Your Own Plan

You designed your perfect summer trip, and now you can design your perfect insurance for that trip! If you know exactly what coverage you want and don’t want, a build-your-own plan is for you.

Safe Travels Flex is the most customizable plan on the market. It includes our most popular coverages and lets you design the rest.

Included in the plan:

  • Trip cancellation
  • Trip interruption
  • 24/7 non-insurance Assistance Services

Available optional add-ons:
(Availability varies by state, please see plan details for more)

  • Trip Delay
  • Emergency Accident & Sickness Medical and Dental Expense
  • Baggage and Personal Effects
  • Baggage Delay
  • Emergency Evacuation and Repatriation of Remains
  • Cancel for Any Reason (CFAR)

24/7 Customer Service to help you decide

If you still aren’t sure what the right plan is for your upcoming trip, our best-in-class 24/7 customer service team can help. Contact us via phone, email, or live chat at any time, and a customer service rep will be happy to answer all your questions.

Get a Travel Insurance Quote Today

Ready to buy or curious to see how much it will cost to insure your trip? Get an instant, no-obligation quote.