The Safe Travels Voyager is designed for those who are looking for the highest benefit limits available to protect a trip. This plan covers trips up to $100,000 for trip cancellation and includes $250,000 per person of Primary Medical Coverage. The plan covers Pre-Existing Medical conditions when coverage is purchased within 21 days of deposit and before final payment. Includes minimum coverage of $2,000 for potential accommodations/lodging expenses. COVID-19 MEDICAL EXPENSES may be covered and treated the same as any other sickness.
This plan offers several Optional Coverages including:
- Cancel for Any Reason (CFAR) that provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this policy. Must be purchased with the initial policy and within 21 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured. To qualify for the CFAR benefit, you must insure your entire trip cost. To use the CFAR option when canceling your trip, you must cancel your trip in its entirety, at least 2 days prior to your scheduled departure date.
- Interruption for Any Reason (IFAR) that provides reimbursement for 50% of the Insured Trip Cost up to $50,000.
- Additional $250,000 of Accident and Sickness Medical Coverage for trips 1-31 days in length.
- Trip Delay Maximum upgrades to $4,000 or $7,000 maximum per person.
- 24 Hour Accidental Death and Dismemberment.
See Benefits of Coverage for more details
This plan is only available to U.S. Citizens and U.S. Residents
Benefits of Coverage
|Trip Cancellation||100% of the Insured Trip Cost up to $100,000|
|Trip Interruption||150% of the Insured Trip Cost up to $150,000|
|$3,000 (6 hours/$250 per day)|
|Missed Connection||$1,000 for a delay for between 3 and 6 hours of all regularly scheduled airline flights|
|Airline Reissue or Cancellation Fees||$100 due to Trip Cancellation|
|Reinstate Frequent Traveler Awards||$200 due to Trip Cancellation|
|Baggage & Personal Effects||$2,500|
|Baggage Delay||$600 (8 hours)|
|Emergency Accident & Sickness Medical Expense||$250,000|
|Emergency Medical Evacuation||$1,000,000|
|Repatriation of Remains||$1,000,000|
|AD&D Common Carrier (Flight Only)||$25,000|
|AD&D 24 Hour||$25,000|
|Rental Car Damage Coverage||$35,000 Not available in NY or TX|
|Pre-Existing Coverage||Included when provided coverage is purchased Within 21 Days of Deposit and Prior to Final Payment.|
|Optional Additional Accident & Sickness Medical||Additional $250,000 for trips 1-31 days in length.|
|Optional Cancel for Any Reason||75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.|
|Optional Interruption for Any Reason||
If purchased, covers 50% of Non-Refundable Trip Cost. Not available in NY or WA.
|Optional Trip Delay (Including accommodations/lodging)||
$4,000 (6 hours/$300 per day)
$7,000 (6 hours/$500 per day)
|Optional 24-Hour AD&D||Additional $25,000, $50,000 or $100,000|
|24/7 Non-Insurance Assistance Service||Included|
Benefits listed are per person and describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. You will receive a Certificate of Insurance depending on your state of residence which describes the benefits and limitations in detail as well as the 24-hour emergency assistance services and Non-Insurance Services provided. To review full plan details online, visit www.trawickinternational.com.
Trip Cancellation & Interruption
Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason*.
Cancel for Any Reason - Optional
If You purchase this optional benefit, the following coverage is available to You. If You cancel Your Trip for any reason not otherwise covered by this Policy, the Company will reimburse You for the percentage of the pre-paid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Schedule of Benefits provided: (a) Your premium is received within the Time Sensitive Period and prior to Final Payment; and (b) You insure all pre-paid Trip costs that are subject to cancellation penalties or restrictions, and also insure within twenty-one (21) days of the payment for those arrangements, the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip; and (c) You cancel Your entire Trip two (2) days or more before Your Scheduled Departure Date.
Interruption for Any Reason - Optional
If You purchase this optional benefit, the following coverage is available to You. If You interrupt Your Trip, forty-eight (48) hours or more after Your actual departure date, for any reason not otherwise covered by this Policy, the Company will reimburse You for the percentage of the a) unused portion of the pre-paid, forfeited, non-refundable Payments or Deposits You paid for Your Trip; b) the airfare paid less the value of applied credit from an unused travel ticket to return home limited to the cost of one-way economy airfare or similar quality as originally issued ticket by scheduled carrier, from the point of destination to the point of origin shown on the original travel tickets shown on the Schedule of Benefits; provided: (a) Your premium is received within the Time Sensitive Period and prior to Final Payment; and (b) You insure all Trip costs that are subject to cancellation penalties or restrictions, and also insure within twenty one (21) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip.
Coverage if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a covered reason* Covered Trip Delay Expenses include: (a) Any pre-paid, unused, non-refundable land and water accommodations; (b) Any Reasonable Expenses incurred; (c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; (d) A one-way Economy Fare to return You to Your originally scheduled return destination trip is delayed for a covered reason*.
Coverage if you miss your Cruise or tour departure, scheduled during your trip, that results from the cancellation or a delay for between three (3) and six (6) hours of all regularly scheduled airline flights due a Documented weather condition preventing You from getting to the point of departure for your trip. Benefits are provided for additional transportation expenses to join your departed cruise or tour; Reasonable expenses up to the per day limit; pre-paid nonrefundable payments or deposits for the unused portion of your cruise. Coverage is secondary to any compensation provided by a Common Carrier. Coverage will not be provided to individuals who are able to meet their scheduled departures but cancel their cruise or tour due to inclement weather.
Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay.
Emergency Medical Coverage
Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.
Pre-existing Medical Condition Waiver
Exclusion is waived if coverage is purchased within 21 days of initial trip deposit date, before the final trip payment, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.
CANCELLATION FOR REFUND DURING FREE LOOK PERIOD
You may cancel this plan for refund by giving notice of cancellation to us, during the free look period. Most states have a 10 day free look period beginning the date the policy was purchased, but the State Certificate ultimately determines the timeframe of the free look period, if any.
* Refer to the Certificate of Insurance for a list of covered reasons.