Product Plan Overview
Safe Travels USA Cost Saver is a PRIMARY temporary accident and sickness medical coverage for the budget-minded traveler. It covers Non-US Citizens. Covers Unexpected Recurrence of a Pre-existing condition up to $1,000. Covered en-route to the USA, while in the USA, and in countries while on the way to the USA or the way home as well as countries on the itinerary. Coverage can initially be purchased for a minimum of five (5) days up to a maximum of 364 days. If a minimum of 5 days is purchased, the coverage may be extended, at the rates in force at the time of extension, for up to 24 consecutive months. This a brief description of the important features of the plan. This plan includes both insurance and non-insurance benefits. The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by The Company. COVID-19 EXPENSES are covered and treated as any other sickness AND LISTED IN THE POLICY. This is also stated on the VISA letter you receive with the order. See Plan Summary for details.
Please review the individual product plan inclusions and information below. Click on any heading and the information will display below.
COVID-19 EXPENSES are covered and treated as any other sickness
Accident and Sickness Medical Coverage - Policy maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible: In Network - $0,
Deductible: Out of Network Rates are based on choice of out of Network Deductible. OPTIONS - $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
PPO Network: First Health - see Resources tab for list of providers in your area
Telemedicine**: Covered (This benefit is not an insurance benefit.)
Urgent Care Co-Pay: $30 -If the $0 out of Network Deductible is chosen, there is no co-pay for Urgent Care.
Well Doctor Visit: Pays up to $75 - One Visit per person per policy period. The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially.
Emergency Room Illness with no direct Hospital Admission: $200 Co-pay
Emergency Room Injury/Accident or Illness with direct Hospital Admission: Usual customary charge to the selected Medical Maximum
Trip Interruption: $5,000
Lost Baggage: $1,000
Accidental Death and Dismemberment: $25,000
Mental or Nervous Disorders: $2,500 per Policy Period
Physiotherapy/Physical Medicine/Chiropractic: $50 per visit per day; up to 10 visits per Policy Period
Dental Treatment: $250 per Policy Period (Injury and emergency alleviation of pain)
See Plan Summary for details.
Emergency Medical Evacuation: 100% up to $2,000,000
Political/Natural Disaster Evacuation: $25,000
Repatriation of Remains: 100% up to $50,000
Local Burial/ Cremation: $5,000
Emergency Reunion: $15,000
**24/7 Emergency Assistance: Included (This benefit is not an insurance benefit.)
Unexpected Recurrence of a Pre-Existing Medical Condition: Included up to $1000
24-Hour AD&D: $50,000, $100,000, $250,000 or $500,000
Athletic Sports Coverage: Some Sports Covered (Refer to Optional Upgrades Rate Chart on the Brochure)
Return to Home Coverage: $50,000 (Up to 60 days - prorated)