Safe Travels USA Cost Saver

Product Plan Overview

Safe Travels USA Cost Saver is a PRIMARY temporary accident and sickness medical coverage for the budget minded traveler. It covers Non US Citizens. Covers Unexpected Recurrence of a Pre-existing condition up to $1,000. Covered en-route to USA, while in the USA, and in countries while on the way to the USA or the way home as well as countries on the itinerary. Coverage can initially be purchased for a minimum of five (5) days up to a maximum of 364 days. If a minimum of 5 days is purchased, the coverage may be extended, at the rates in force at the time of extension, for up to 24 consecutive months. This a brief description of the important features of the plan. This plan includes both insurance and non-insurance benefits. The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by The Company. COVID-19 EXPENSES are covered and treated as any other sickness

Please review the individual product plan inclusions and information below. Click on any heading and the information will display below.

COVID-19 EXPENSES are covered and treated as any other sickness 

Deductible Options: In Network - $0, Out of Network - $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000  Rates are based on out of Network Deductible.  

PPO Network: First Health - see Resources tab for list of providers in your area

Urgent Care Co-Pay: $30 -If the $0 out of Network Deductible is chosen, there is no co-pay for Urgent Care.

Well Doctor Visit: Pays up to $75 - One Visit per person per policy period. The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially.

Emergency Room Illness with no direct Hospital Admission: $200 Co-pay

Emergency Room Injury/Accident or Illness with direct Hospital Admission:  Usual customary charge to the selected Medical Maximum

Trip Interruption: $5,000

Lost Baggage: $1,000

Accidental Death and Dismemberment: $25,000

Mental or Nervous Disorders:  $2,500 per Policy Period

Physiotherapy/Physical Medicine/Chiropractic: $50 per visit per day; up to 10 visits per Policy Period

Dental Treatment: $250 per Policy Period (Injury and emergency alleviation of pain)

Emergency Medical Evacuation: 100% up to $2,000,000

Political/Natural Disaster Evacuation: $25,000

Repatriation of Remains: 100% up to $50,000

Local Burial/ Cremation: $5,000

Emergency Reunion: $15,000

**24/7 Emergency Assistance: Included (This benefit is not an insurance benefit.)

Unexpected Recurrence of a Pre-Existing Medical Condition: Included up to $1000

Optional Upgrades:

24-Hour AD&D: $50,000, $100,000, $250,000 or $500,000

Athletic Sports Coverage: Some Sports Covered (Refer to Optional Upgrades Rate Chart on the Brochure)

Return to Home Coverage$50,000 (Up to 60 days - prorated)