Product Plan Overview
Safe Travels USA is a PRIMARY temporary accident and sickness medical coverage. It covers Non US Citizens while traveling to the USA and then going to other countries. Covers Unexpected Recurrence of a Pre-existing condition up to $1,000. Covered en-route to USA and in countries while on the to the USA or the way home as well as countries on the itinerary. Coverage can initially be purchased for a minimum of five (5) days up to a maximum of 364 days. If a minimum of 5 days is purchased, the coverage may be extended, at the rates in force at the time of extension. This plan is not available to US Citizens, US Residents or US green card holders in the USA or US green card holders traveling to the USA. This a brief description of the important features of the plan. This plan includes both insurance and non-insurance benefits. The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by The Company. COVID-19 EXPENSES are covered and treated as any other sickness.
Please review the individual product plan inclusions and information below. Click on any heading and the information will display below.
COVID-19 EXPENSES are covered and treated as any other sickness
Deductible Options: In Network - $0, Out of Network - $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000 Rates are based on out of Network Deductible.
PPO Network: First Health - see Resources tab for list of providers in your area
Urgent Care Co-Pay: $30 -If the $0 out of Network Deductible is chosen, there is no co-pay for Urgent Care.
Well Doctor Visit: Pays up to $75 - One Visit per person per policy period. The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially.
Emergency Room Illness with no direct Hospital Admission: $200 Co-pay
Emergency Room Injury/Accident or Illness with direct Hospital Admission: Usual customary charge to the selected Medical Maximum
Trip Interruption: $5,000
Lost Baggage: $1,000
Accidental Death and Dismemberment: $25,000
Mental or Nervous Disorders: $2,500 per Policy Period
Physiotherapy/Physical Medicine/Chiropractic: $50 per visit per day; up to 10 visits per Policy Period
Dental Treatment: $250 per Policy Period (Injury and emergency alleviation of pain)
Emergency Medical Evacuation: 100%
Political/Natural Disaster Evacuation: $25,000
Repatriation of Remains: $50,000
Local Burial/ Cremation: $5,000
Emergency Reunion: $15,000
**24/7 Emergency Assistance: Included (This benefit is not an insurance benefit.)
Unexpected Recurrence of a Pre-Existing Medical Condition: Included up to $1000
24-Hour AD&D: $50,000, $100,000, $250,000 or $500,000
Athletic Sports Coverage: Some Sports Covered (Refer to Optional Upgrades Rate Chart on the Brochure)
Return to Home Coverage: $50,000 (Up to 60 days - prorated)