Safe Travels USA

Product Plan Overview

Safe Travels USA is a PRIMARY temporary accident and sickness medical coverage. It covers Non US Citizens while traveling to the USA and then going to other countries. Covers Unexpected Recurrence of a Pre-existing condition up to $1,000. Covered en-route to USA and in countries while on the to the USA or the way home as well as countries on the itinerary. Coverage can initially be purchased for a minimum of five (5) days up to a maximum of 364 days. If a minimum of 5 days is purchased, the coverage may be extended, at the rates in force at the time of extension. This plan is not available to US Citizens, US Residents or US green card holders in the USA or US green card holders traveling to the USA. This a brief description of the important features of the plan. This plan includes both insurance and non-insurance benefits. The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by The Company. COVID-19 EXPENSES are covered and treated as any other sickness AND LISTED IN THE POLICY. This is also stated on the VISA letter you receive with the order. There is a 5 day/$10 minimum premium.

Please review the individual product plan inclusions and information below. Click on any heading and the information will display below.

COVID-19 EXPENSES are covered and treated as any other sickness 

Accident and Sickness Medical Coverage - Policy maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000

Deductible: In Network - $0,

Deductible: Out of Network  Rates are based on choice of out of Network Deductible.  OPTIONS - $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000   

PPO Network: First Health - see Provider Search tab for list of providers in your area

Telemedicine**: Covered  (This benefit is not an insurance benefit.)

Urgent Care Co-Pay: $30 -If the $0 out of Network Deductible is chosen, there is no co-pay for Urgent Care.

Well Doctor Visit: Pays up to $125 - One Visit per person per policy period. The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially.

Emergency Room Illness with no direct Hospital Admission: $200 Co-pay

Emergency Room Injury/Accident or Illness with direct Hospital Admission:  Usual customary charge to the selected Medical Maximum

Trip Interruption: $5,000

Lost Baggage: $1,000

Accidental Death and Dismemberment: $25,000

Mental or Nervous Disorders:  $2,500 per Policy Period

Physiotherapy/Physical Medicine/Chiropractic: $50 per visit per day; up to 10 visits per Policy Period

Dental Treatment: $250 per Policy Period (Injury and emergency alleviation of pain)

See Plan Summary of Coverage for details. 

** (This benefit is not an insurance benefit.)

This is a brief description of the important features of the plan. It is not a contract of insurance. This plan includes both insurance and non-insurance benefits. The terms and conditions of coverage are set forth in the Plan issued to with ITA Global Trust, LTD. For a detailed plan description, exclusions, and limitations please view the plan on file with ITA Global Trust, LTD. The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by Crum & Forster SPC. The Policy will prevail in the event of any discrepancy between this information and the Policy as a brief description of the important features of the plan.  The Policy contains a complete description of all of the terms, conditions, and exclusions of the insurance plan as underwritten by Crum & Forster SPC. The Policy will prevail in the event of any discrepancy between this website and the Policy.

Emergency Medical Evacuation: 100%

Political/Natural Disaster Evacuation: $25,000

Repatriation of Remains: $50,000

Local Burial/ Cremation: $5,000

Emergency Reunion: $15,000

**24/7 Emergency Assistance: Included (This benefit is not an insurance benefit.)

 

** (This benefit is not an insurance benefit.)

Unexpected Recurrence of a Pre-Existing Medical Condition: Included up to $1000 “Pre-Existing Condition” means Any Injury, illness, Sickness, disease, or other physical, medical, mental or nervous disorder, condition or ailment that, with reasonable medical certainty, existed at the time of Application or at any
time during the 36 months prior to the Effective Date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, Treated, or disclosed to the Company prior to the Effective Date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom. This specifically includes but is not limited to any medical condition, Sickness, Injury, illness, disease, mental illness or mental nervous disorder, for which medical advice, diagnosis, care or Treatment was recommended or received or for which a reasonably prudent person would have sought Treatment during the 36 month period immediately preceding the Effective Date of Coverage under this Certificate. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or Treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset.

Optional Upgrades:

24-Hour AD&D: $50,000, $100,000, $250,000 or $500,000

Athletic Sports Coverage: Some Sports Covered (Refer to Optional Upgrades Rate Chart on the Brochure)

Return to Home Coverage$50,000 (Up to 60 days - prorated)