Hurricane Season 2025 So Far

Hurricane Season 2025 So Far…

As of early August 2025, the Atlantic hurricane season has seen four named storms. None of these storms have reached hurricane strength. As a result, this is making it a relatively quiet start despite an above-average forecast. Notable impacts include Tropical Storms Barry and Chantal, which caused fatalities and flooding in Mexico and the U.S. Southeast. Activity is expected to ramp up in the coming weeks, with NOAA and Colorado State both forecasting an above-normal season: 13–19 named storms, 6–10 hurricanes, and 3–5 major hurricanes, driven by warm Atlantic waters and favorable atmospheric conditions.

Season Summary

Four Named storms so far (June–Early August 2025): Andrea, Barry, Chantal, Dexter

• Andrea (June 24): formed as a tropical storm in the far northeast Atlantic, about 1,200–1,940 miles west of the Azores. It set a record as the northernmost and easternmost June tropical storm in the Atlantic since 1851.
• Barry (June 28–30): brief but deadly, causing flash flooding in Mexico and contributing to severe flooding in Central Texas; at least 8 direct fatalities and nearly $6 million in damage
• Chantal (July 4–7): made landfall in South Carolina, heavy rain inland across the Carolinas; 6 fatalities and around $56 million in preliminary damage
• Dexter (August 3–ongoing): currently well offshore north of Bermuda as a 45 mph tropical storm; no U.S. land threat expected, transitioning to post-tropical cyclone later this week

Strength so far: No hurricanes yet; overall storm energy (ACE) remains below normal—still the slowest start since 2009 despite an above-average storm count

The outlook through the end of the 2025 Atlantic hurricane season (November 30) remains firmly above average. NOAA predicts 13–19 named storms, 6–10 hurricanes, and 3–5 major hurricanes, while Colorado State University forecasts around 16 named storms, 8 hurricanes, and 3 major hurricanes. Despite a slow start, forecasters expect activity to increase significantly during the peak months of August and September.

Key drivers for above average outlook include record-warm sea surface temperatures in the Atlantic and favorable atmospheric conditions associated with a neutral to weak La Niña phase. With multiple tropical disturbances currently being monitored, the potential for impactful storms. Particularly along the Gulf Coast, Southeast U.S., and Caribbean—remains elevated, underscoring the need for continued preparedness.

So, what does this mean for travelers?

Simply put, if you will be traveling anywhere near the Gulf Coast or East Coast of the United States, or to or through the Caribbean from now until the end of November, you should have already purchased a comprehensive travel insurance plan. Now, if you haven’t, it is definitely not too late, so let’s look at a few of the important factors you need to consider when choosing a policy to cover you during hurricane season.

When to purchase?

The number one thing to consider when traveling during hurricane season and purchasing travel insurance is this: you MUST purchase your policy before a storm is named. This will insure that you are covered for the storm, rather than waiting to purchase after the storm has been named.

Coverage for Trip Cancellations and Interruptions:

One of the primary advantages of travel insurance during hurricane season is protection against trip cancellations and interruptions. If a hurricane disrupts your travel plans, leading to flight cancellations, hotel closures, or other unforeseen circumstances, travel insurance can provide coverage for non-refundable expenses, including pre-paid accommodations, transportation, and activities. This financial safety net ensures that you won't bear the burden of lost funds due to circumstances beyond your control. Your safest bet is a Cancel for Any Reason plan.

Evacuation and Trip Delays:

In cases where a hurricane threatens your travel destination, local authorities may issue evacuation orders, and transportation services could be severely disrupted. Travel insurance can cover the costs associated with evacuations, including transportation to a safe location and temporary accommodation until it is safe to return. Moreover, if you experience significant delays due to a hurricane or severe weather conditions, travel insurance can provide reimbursement for additional expenses incurred during the delay, such as accommodation, meals, and essential items.