Visitors Insurance for Parents from India
When your son and daughter choose to work or study in the USA, this allows you to experience visit the country in a unique and fascinating way. Sometimes travel and experiencing life in a new country can take a toll on your health and of course, there is always the possibility of accidents. Medical treatment in the USA works on a “fee for service” basis meaning regardless of the treatment, that the person getting the treatment must pay for it - whether a visitor or US Citizen. Therefore, comprehensive health care insurance is an essential investment for your trip. Your current insurance policy may not cover you in these circumstances and is unlikely to consider the particular health care system at work in the USA. Choosing a USA-aware insurance policy also makes for easier management and billing if you are unlucky enough to fall ill in the country, especially for older people with pre-existing health conditions. Purchasing medical insurance specifically for a USA trip before your visit is responsible and worthwhile. Over one million Indian people travel to the USA every year - make sure you are prepared!
Can I travel to the USA without travel medical insurance?
You can, of course, travel to the USA to visit your son or daughter from India without medical insurance. However, the cost of medical treatment in the US is often extremely prohibitive for both citizens and visitors. Even if you are in good health, it is not worth the risk of spending thousands of dollars on any treatment you may require. Purchasing comprehensive insurance will remove the potential burden of this expense for you and your children. It is by no means an unnecessary expense and is certain to save you money, time, and emotional and physical stress.
Do I need insurance for a short trip?
When traveling from India to visit your son or daughter, you may think that you do not need medical insurance in the USA. After the recent outbreak of COVID 19 in the USA. It is wise to purchase insurance on the off-chance that you require medical treatment in the USA. This will avoid any concerns about you - or your child - being held responsible for a large medical bill if you fall ill, develop a health complaint or a past one reoccurs, or you simply experience an unforeseen accident, however big or small. We encourage anyone visiting the USA to purchase health insurance that covers the entirety of their time in the country, no matter the length of it.
Our USA medical insurance policies
We offer a range of medical insurance policies that will provide you with the best coverage and peace of mind when you leave India to visit your son or daughter in the USA. All of our policies mean you are covered for your medical needs en-route to the USA, in countries while on your way to the USA, in the USA, and on your way home as well as other countries on your itinerary. They offer up to $100,000 of medical expense coverage for ages 0-79 and $50,000 up to age 89. You can view detailed information about all of our policies here but below is a brief outline of each.
Safe Travels USA
This primary accident and sickness medical plan is for your trip to the USA for a minimum of 5 days, up to a year. This plan includes coverage for doctor and urgent care visits as well as, emergency medical and political evacuation, repatriation of remains, trip interruption, and accidental death and dismemberment. The plan also covers an “unexpected recurrence” of a pre-existing medical condition.
Safe Travels USA Cost Saver
This is the most popular primary temporary accident and sickness medical coverage for a trip of 5-365 days. It offers policy maximums from $50,000 up to $1,000,000 depending on age.
Safe Travels USA Comprehensive
This basic plan covers accident and sickness medical coverage between 5-365 days up to $1,000,000. It covers “acute onset” of a pre-existing condition - one that requires urgent treatment, usually within 24 hours.
Safe Travels USA Trip Protection
This protection is a trip cancellation, interruption, and travel delay plan for anyone up to age 79 for between 5 to 180 days. It includes emergency medical and post-departure travel coverage too — up to $1,000,000 in primary emergency medical coverage is available. The rates are based on the insured trip amount, your age, and the medical plan maximum.
Enjoy your trip!
We have a wide variety of USA medical insurance plans to suit your needs, so you can relax with your son or daughter on your visit to the country without the concern of the cost of medical care.