Trip Cancellation Insurance

For most people planning the details for a cruise, honeymoon or dream vacation is part of the fun.  Anticipation of the trip is usually on our minds as we pay the nonrefundable deposits for airfare, tours and accommodations.  One detail that is often overlooked is what will happen to those deposits and prepaid trip expenses if you are unable to depart or have to come home early.  Trip cancellation insurance protects the covered expenses in case of many unforeseen circumstances.  For a fraction of the trip cost you can alleviate the risk of losing money if something unforeseen gets in the way.  You may have skipped this coverage before but if you're paying out a lot of money upfront for an organized tour or airfare, if you have questionable health, or if you have a loved one at home in poor health, it's probably a good idea to get this coverage.  Safe Travels Trip Protection Plans cover the nonrefundable financial penalties or losses you incur when you cancel a prepaid tour or flight for an unforeseen reason.  Some of our plans even cover if you have to cancel due to the death of a pet.

Please note this is not a definitive list and you would need to check your documents to ensure your reason for cancellation is covered.

  1.  You, your travel partner, or family member can't travel because of sickness, death, layoff, or other acceptable listed reasons.
  2.  Your tour company or airline goes out of business or can't perform as promised.
  3.  A terrorist attack in a city listed in your itinerary.
  4.  You miss a connecting flight for a reason outside your control.

Trip Cancellation insurance can be used whether you're on an organized tour or cruise or traveling independently (in which case, only the prepaid expenses — such as your flight and any nonrefundable hotel reservations — are covered).  Note the difference:  Trip cancellation is when you don't go on your trip at all.  Trip interruption is when you begin a journey but have to cut it short; in this case, you'll be reimbursed only for the portion of the trip that you didn't complete. .  

It's smart to buy your insurance within a week of the date you make the first payment on your trip, however, you can purchase the cancellation plan up until the day before you leave.

Please review the specific coverage details for each of the plans available.


Coverage limits and availability may vary by state.

Complete underwriter details are available in the brochure.

Available to US Citizens and US Residents of all ages. This competitively priced plan includes trip cancellation and interruption benefits plus post-departure benefits, such as emergency medical coverage and lost/damaged baggage benefits. See brochure for the complete list of coverages.

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This plan is insured by Nationwide and covers US Citizens and US Residents while traveling in USA or abroad. Covers cancellation or interruption of your trip up to $30,000. It provides $75,000 emergency medical expense coverage while on your trip for an unforeseen injury or illness. Covers lost baggage as well as incidental coverage for delayed baggage.

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Insured by Nationwide, this is our Best Coverage for Trip Cancellation, Travel Delay, Travel Medical up to $150,000 and Lost Baggage. Optional pet medical/return. Specifically for US Citizens/US Residents while traveling to destinations in the USA or abroad. Available to all ages. Valid in most states.

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Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan for any Non US Citizens up to age 79, traveling outside their home country (and not coming to the USA) for 5 days up to a maximum of 180 days.

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Just the necessities. Our Basic level includes our Worldwide 24/7 Emergency Assistance Services, $2,500 for Trip Cancellation and Interruption, $10,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel.

Covers US CITIZENS/US RESIDENTS ONLY
Not available in Florida, Oregon, Washington & New York

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Just the necessities. Our Basic level includes our worldwide 24/7 Emergency Assistance Services as well as $1,000 for Trip Cancellation and Interruption. $25,000 coverage for both Accident and Sickness as well as baggage and many other essential benefits while you travel. For more information see our About Dogtag, Coverage Levels,  and Sports pages.

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For the more active crowd, the Sport Plan features everything in the Basic plan including Hazardous Sports Coverage which includes coverage for skydiving; hang-gliding; parachuting; mountaineering; bungee cord jumping; scuba diving if accompanied by a dive master or if the depth is equal or less than fifty (50) feet; spelunking or caving. This plan features $2,500 for Trip Cancellation and Interruption and $50,000 coverage for accidents and $25,000 for sickness. $2,000 for baggage. Also included is $5,000 Search and Rescue benefit and up to $50,000 for Evacuation in case of a natural disaster at your location. For more information see our About Dogtag, Coverage Levels,  and Sports pages.

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For our most adventurous customers. The Extreme Level offers all the benefits of both Basic and Sport level coverage plus coverage for over 400 named sports! There’s more! $5,000 for trip cancellation. $100,000 for accident coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $5,000. For more information see our About Dogtag, Coverage Levels,  and Sports pages.

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The Deluxe Plan features everything in the Basic plan plus we have included Itinerary Change coverage. This plan features $5,000 for Trip Cancellation and Interruption and $20,000 Emergency Medical Expense as well as baggage and many other essential benefits while you travel.

Covers US CITIZENS/US RESIDENTS ONLY
Not available in Florida, Oregon, Washington & New York

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The Executive Plan offers all the benefits of both Basic and Deluxe level coverage plus coverage for Sports Equipment Rental! There’s more! $10,000 for Trip Cancellation and Interruption. $50,000 for Emergency Medical Expense, $1,000 for baggage.

Covers US CITIZENS/US RESIDENTS ONLY
Not available in Florida, Oregon, Washington & New York

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