Trip Cancellation Insurance

For most people planning the details for a cruise, honeymoon or dream vacation is part of the fun.  Anticipation of the trip is usually on our minds as we pay the nonrefundable deposits for airfare, tours and accommodations.  One detail that is often overlooked is what will happen to those deposits and prepaid trip expenses if you are unable to depart or have to come home early.  Trip cancellation insurance protects the covered expenses in case of many unforeseen circumstances.  For a fraction of the trip cost you can alleviate the risk of losing money if something unforeseen gets in the way.  You may have skipped this coverage before but if you're paying out a lot of money upfront for an organized tour or airfare, if you have questionable health, or if you have a loved one at home in poor health, it's probably a good idea to get this coverage.  Safe Travels Trip Protection Plans cover the nonrefundable financial penalties or losses you incur when you cancel a prepaid tour or flight for an unforeseen reason.  Some of our plans even cover if you have to cancel due to the death of a pet.

Please note this is not a definitive list and you would need to check your documents to ensure your reason for cancellation is covered.

  1.  You, your travel partner, or family member can't travel because of sickness, death, layoff, or other acceptable listed reasons.
  2.  Your tour company or airline goes out of business or can't perform as promised.
  3.  A terrorist attack in a city listed in your itinerary.
  4.  You miss a connecting flight for a reason outside your control.

Trip Cancellation insurance can be used whether you're on an organized tour or cruise or traveling independently (in which case, only the prepaid expenses — such as your flight and any nonrefundable hotel reservations — are covered).  Note the difference:  Trip cancellation is when you don't go on your trip at all.  Trip interruption is when you begin a journey but have to cut it short; in this case, you'll be reimbursed only for the portion of the trip that you didn't complete. .  

It's smart to buy your insurance within a week of the date you make the first payment on your trip, however, you can purchase the cancellation plan up until the day before you leave.

Please review the specific coverage details for each of the plans available.


Coverage limits and availability may vary by state.

Complete underwriter details are available in the brochure.

Just the necessities. The Explorer is our budget-friendly travel protection plan designed for leisure or business travel for domestic and international trips. This plan includes comprehensive coverages at a competitive rate and includes our Worldwide 24/7 Emergency Assistance Services, Trip Cancellation and Interruption, $50,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel.  COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.

Covers US CITIZENS/US RESIDENTS ONLY 
Not available in   NH or PA

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The Explorer Plus plan features everything in the Explorer plan along with coverage for Pre-Existing Medical Conditions on plans purchased within 7 days of making your initial trip deposit.  This budget-friendly travel protection plan designed for leisure or business travel for domestic and international trips. This plan includes comprehensive coverages at a competitive rate and includes our Worldwide 24/7 Emergency Assistance Services, Trip Cancellation and Interruption, $50,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel.  CCOVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.

Covers US CITIZENS/US RESIDENTS ONLY
Not available in   NH or PA

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The Journey plan includes all the benefits as the Explorer Plus with extended coverage and coverage for airline ticket exchange fees. This product includes coverage for Pre-Existing Medical conditions when purchased prior to or within 14 days of making your deposit and $150,000 of Emergency Medical Coverage along with $500,000 of Emergency Evacuation coverage. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.

Covers US CITIZENS/US RESIDENTS ONLY
Not available in   NH or PA

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The Voyager is designed for those who are looking for the highest available benefit limits to protect your trip. This plan includes Primary Medical Coverage with a $250,000 per person limit and provides coverage for Pre-Existing Medical conditions on plans purchased prior to or with final trip payment. Optional Cancel for Any Reason Available. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.

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Available to US Citizens and US Residents of all ages. This competitively priced plan includes trip cancellation and interruption benefits plus post-departure benefits, such as emergency medical coverage and lost/damaged baggage benefits. See brochure for the complete list of coverages.

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This plan is insured by Nationwide and covers US Citizens and US Residents while traveling in USA or abroad. Covers cancellation or interruption of your trip up to $30,000. It provides $75,000 emergency medical expense coverage while on your trip for an unforeseen injury or illness. Covers lost baggage as well as incidental coverage for delayed baggage.

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Insured by Nationwide, this is our Best Coverage for Trip Cancellation, Travel Delay, Travel Medical up to $150,000 and Lost Baggage. Optional Cancel for Any Reason. Specifically for US Citizens/US Residents while traveling to destinations in the USA or abroad. Available to all ages. Valid in most states.

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Just the necessities. Our Basic level includes our Worldwide 24/7 Emergency Assistance Services, $2,500 for Trip Cancellation and Interruption, $10,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 EXPENSES are covered and treated as any other sickness.  COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.  Coverage starts the day after purchase. 

Covers US CITIZENS/US RESIDENTS ONLY 
Not available in Florida, New Hampshire, Oregon, Washington & New York

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The Annual Deluxe Plan features everything in the Basic plan plus we have included Itinerary Change coverage. This plan features $5,000 for Trip Cancellation and Interruption and $20,000 Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase. 

Covers US CITIZENS/US RESIDENTS ONLY
Not available in Florida, New Hampshire, Oregon, Washington & New York

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The Executive Plan offers all the benefits of both Basic and Deluxe level coverage plus coverage for Sports Equipment Rental! There’s more! $10,000 for Trip Cancellation and Interruption. $50,000 for Emergency Medical Expense, $1,000 for baggage. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase. 

Covers US CITIZENS/US RESIDENTS ONLY 
Not available in Florida, New Hampshire, Oregon, Washington & New York

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Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan for any Non US Citizens up to age 79, traveling outside their home country (and not coming to the USA) for 5 days up to a maximum of 180 days.

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Safe Travels USA Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling to the USA and worldwide for 5 days up to a maximum of 180 days. It is not renewable.

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