For most people planning all of the details for a cruise, honeymoon or dream vacation is part of the fun. Anticipation of the trip is usually on our minds as we pay the nonrefundable deposits for airfare, tours and accommodations. One detail that is often overlooked is what will happen to these deposits and prepaid trip expenses if you are unable to depart or have to come home early. Trip cancellation insurance protects the covered expenses in case of many unforeseen circumstances. For a fraction of the trip cost, you can alleviate the risk of losing money if something unforeseen gets in the way. You may have skipped this coverage before, but if you're paying out a lot of up-front money for an organized tour or airfare, if you have questionable health, or if you have a loved one at home in poor health, it's probably a good idea to get this coverage. Safe Travel Trip Cancellation Insurance and Trip Interruption Insurance policies covers the nonrefundable financial penalties or losses you incur when you cancel a prepaid tour or flight for an unforeseen reason, such as the reasons listed below. Please note this is not a definitive list and you would need to check your policy coverage to ensure your reason for cancellation is covered.
- You, your travel partner, or a family member cannot travel because of sickness, death, layoff, or a list of other acceptable reasons
- Your tour company or airline goes out of business or can't perform as promised
- A family member at home gets sick
- You miss a flight or need an emergency flight for a reason outside your control (such as a car accident, inclement weather, or a strike).
Trip Cancellation insurance can be used whether you're on an organized tour or cruise, or traveling independently (in which case, only the prepaid expenses — such as your flight and any nonrefundable hotel reservations — are covered). Note the difference: Trip cancellation is when you don't go on your trip at all. Trip interruption is when you begin a journey but have to cut it short; in this case, you'll be reimbursed only for the portion of the trip that you didn't complete.
It's smart to buy your insurance within a week of the date you make the first payment on your trip;however, you can purchase the cancellation plan up until the day before you leave the country. You must purchase within 30 days of the final trip payment, in order to be reimbursed if you need to cancel or interrupt your trip for a Pre-exisiting Medical Condition.
Please review the specific coverage details for each of the plans available. We offer coverage to suit just about any need and budget. Please choose any of these plans to view more details.
ExactCare Domestic Travel Insurance
ExactCare is a plan so affordable you can’t afford to miss out on protecting your trip or vacation. And the 24/7/365 worldwide travel assistance that comes with ExactCare means you can reach someone when you need them. Coverage limits and availability may vary by state.View Brochure
Safe Travels USA Trip Protection
Safe Travels USA Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling to the USA and worldwide for 5 day up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. * Trawick Assist Phone app available for this planView Brochure
Safe Travels International Trip Protection
Safe Travels International Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the USA) for 5 days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Maximum trip amount is $25,000 * Trawick Assist Phone app available for this planView Brochure
Safe TravelCare 360 Daily
Safe TravelCare 360 Daily is a Is a single trip or multi-trip/annual travel medical insurance plan designed for individuals up to age 70 who travel worldwide (except Expeditions to Mt Everest, K2, Kilimanjaro, Antarctica, The Arctic, North Pole and Greenland).View Brochure
Safe TravelCare 360 Annual
Safe TravelCare 360 Annual is a single trip or multi-trip/annual travel medical insurance plan designed for individuals up to age 70 who travel worldwide (except Expeditions to Mt Everest, K2, Kilimanjaro, Antarctica, The Arctic, North Pole and Greenland).View Brochure