Many United States citizens don’t realize that they might not be covered by their health insurance when they travel abroad. Many private companies, as well as Medicare and Medicaid programs, do not cover emergency treatment outside of the country; should an emergency occur, you and your family could incur medical bills that you need to pay for out of your own pocket.
A recent survey commissioned by UStiA*, the United States Travel Insurance Association, concluded that “traditional domestic health insurance plans typically limit coverage for out-of-country medical expenses to emergency-related costs; have high deductibles and co-pays for emergency treatment abroad; and don't cover out-of-country emergency medical transportation in cases of life threatening illness where medical evacuation may be required. Additionally, the study revealed that 50% of Medicare recipients may not be covered abroad, and, when covered, benefits are normally limited to 80% of emergency treatment costs, with a $250 deductible.”
These gaps in coverage can create financial and access to quality care risk for you and your family. Safe Travels International, Trip Protection, Missionary Care, and Cost Saver Plans provide quality coverage at affordable rates for primary, secondary, and trip cancellation and interruption coverage. For Students, our Study Abroad Insurance Plan provides a fixed schedule of benefits and a great fixed price.
Please review the specific coverage details for each of the plans available. We offer coverage to suit just about any need and budget. Please choose any of these plans to view more details.
Safe Travels International
Safe Travels International is a PRIMARY travel medical plan that meets Schengen Visa Insurance Requirements and is for anyone traveling outside their home country, but not visiting the United States. Rates are based on age and plan options. Coverage can be purchased for a minimum of five (5) days up to a maximum of one year. If a minimum of 45 days is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months. * Trawick Assist Phone app available for this plan
Safe Travels International Trip Protection
Safe Travels International Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the USA) for 5 days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Maximum trip amount is $25,000 * Trawick Assist Phone app available for this planView Brochure
Safe Travels International Cost Saver
Safe Travels International Cost Saver is a SECONDARY/EXCESS temporary travel medical plan for those covered another insurance. It includes medical, emergency medical evacuation, repatriation, and security evacuation and for those traveling outside their home country but not to the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to one year. Renewable - If a minimum of 45 days is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months.View Brochure