Costa Rica Travel Insurance

Do you have a plan that meets Costa Rica’s requirements?

Yes. For US residents, we have the Safe Travels Voyager travel insurance plan and for non-US residents, we have the Safe Travels International and the Safe Travels International Cost Saver plans.  All of these plans meet the Costa Rica travel insurance requirements.

Are these plans acceptable in Costa Rica?

Yes, the Safe Travels Voyager for people leaving the USA and the Safe Travels International and Safe Travels International Cost Saver for people traveling from countries other than the USA.  All 3 plans are in compliance with the government requirements of Costa Rica and are recognized by them.

Will I receive a letter for Costa Rica?

Yes. After purchase, a visa letter and certificate of coverage will be sent to the email address provided on your travel insurance application. This documentation confirms you have travel insurance.  The Visa letter will include the summary of coverage showing COVID coverage requirements are met so you can travel to Costa Rica. You will need to upload this letter to the Costa Rica Health Pass website: https://salud.go.cr

How do I get a Costa Rica QR Code?

After you upload your travel insurance letter to the Costa Rica Health Pass Website you will need to complete your Travel Authorization application. Once the application is complete, you will receive a QR from the Costa Rica Health Pass Website. This code will be needed to show airport authorities upon arrival in Costa Rica.

Does this policy cover COVID-19?

Yes, our Safe Travels plans treat COVID-19 like any other sickness. To get a quote, click the "Get a Quote" box a the bottom or top of this page.

Can I buy this travel insurance policy on the day I leave for my trip?

Costa Rica travel insurance must be purchased at least one day prior to your departure date. This coverage cannot be purchased on the day of departure.

Costa Rica travel insurance policy information:

Benefits for Safe Travels Voyager include Trip Cancellation, Trip Delay due to quarantine, Trip Interruption, Primary Emergency Medical Coverage including hospitalization, and more. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.

Benefits for Safe Travels International and Safe Travels International Cost Saver include Primary Emergency Medical Coverage including hospitalization, Trip Delay due to quarantine, and more. COVID-19 MEDICAL EXPENSES are listed as covered in the policy and are treated the same as any other sickness.

Costa Rica travel insurance requirements according to the Costa Rica Health Pass Website

  • Coverage for Medical expenses in the event of becoming ill with the pandemic COVID-19 virus while in Costa Rica, for at least $50,000
  • Includes minimum coverage of $2,000 for potential quarantine lodging expenses issued as a result of the pandemic

Optional Cancel For Any Reason coverage:

On Safe Travels Voyager, there is an optional Cancel for Any Reason (CFAR) benefit that provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this policy - like border closures or travel bans.  This coverage MUST be purchased with the initial policy and within 21 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured. (this is benefit is not available in every US state).

How much does travel insurance cost?

Travel insurance cost is based on your age, cost of the trip, length of trip, and other factors. When purchasing a plan with trip cancellation, like Safe Travels Voyager, you should include all non-refundable travel expenses so you can recover the investment in the event your trip is canceled or interrupted.  Our Safe Travels International plans do not include coverage for trip cancellation to cover lost trip costs.

When should I buy travel insurance?

On Safe Travels Voyager, to maximize your benefits, you should insure your trip within 21 days of the initial trip deposit date, and include all prepaid, nonrefundable trip costs. You can still purchase travel insurance after the 21 day period but you may not be eligible for time sensitive benefits such as Cancel For Any Reason or Financial Default.  Safe Travels International and Safe Travels International Cost Saver travel medical plans can be purchased anytime prior to travel but we suggest getting the coverage at least a week in advance to make sure you can get your QR code before leaving the USA.

Does this plan cover mandatory COVID testing to reenter the USA? 

Effective January 26, 2021, all travelers flying into the United States will need to show a negative COVID-19 test before re-entering the country. Airlines will be responsible for confirming the negative test results for all passengers before they board a flight to the United States. The cost of this mandatory test is not a covered benefit under any of our travel insurance plans. If a traveler does not receive the test results in time, this would not be a covered travel delay/trip interruption benefit.  Travelers need to make sure to plan accordingly to make sure their results will be received before their flights are scheudled to depart. In the event someone has a positive test, there could be travel delay coverage available to cover costs for additional accommodations due to quarantine.

Get a quote and buy travel insurance for your trip to Costa Rica

To get a quote use the Get a Quote button below. To ONLY meet the requirements, you can use a $0 trip cost and the date you purchased your plane ticket or travel package for the Trip Deposit Date as required in the quote process.