Bermuda Travel Insurance

Is travel insurance required to enter Bermuda? 

To travel to Bermuda, international travelers must provide proof of travel medical insurance covering illness and injury outside of their home jurisdiction, including those related to a positive COVID-19 diagnosis while in Bermuda.  In addition, travelers must fill out a Bermuda Travel Authorisation Pass

Why should you buy travel insurance to visit Bermuda? 

Travel medical insurance is required to enter and Trawick International offers numerous travel medical insurance and trip cancellation insurance plans that meet entry requirements for Bermuda.  We recommend purchasing a trip cancellation policy that provides the elusive Cancel for any Reason Benefit (CFAR) for your added protection. 

Do the trip cancellation plans from Trawick International cover COVID-19?

Yes, our plans treat COVID-19 like any other sickness. To learn more about how Trawick International travel insurance plans provide coverage for Covid-19 related concerns, please visit our COVID-19 FAQ webpage.

Optional Cancel for Any Reason coverage:

On select trip cancellation plans, Trawick International offers the hard to find Cancel for Any Reason (CFAR) benefit that provides reimbursement for 75% of the prepaid, nonrefundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this policy - like border closures or travel bans.  This coverage MUST be purchased with the initial policy and within 21 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured. (This benefit is not available in every state).

How much does travel insurance cost?

Depending on your age, trip cost, length of trip, and other factors will determine the cost of your travel insurance policy.  To obtain the most cost-effective, inclusive, and customized trip cancellation plan, make sure to include all non-refundable travel expenses so you can recover the investment in the event your trip is canceled or interrupted. 

When should you buy travel insurance?

To obtain the best value and have the most benefits possible, we recommend you purchase travel insurance 21 days before the initial trip deposit date and include all prepaid, nonrefundable trip costs. You can still purchase travel insurance after 21 days, but you may not be eligible for time-sensitive benefits such as CFAR or Financial Default.  Don’t miss out on the CFAR benefit if it’s eligible in your state. 

Does this plan cover mandatory COVID testing to reenter the USA? 

Effective January 26, 2021, all travelers flying into the United States will need to show a negative COVID-19 test before reentering the country. Airlines will be responsible for confirming the negative test results for all passengers before they board a flight to the United States. The cost of this mandatory test is not a covered benefit under any of our travel insurance plans. If a traveler does not receive the test results in time, this would not be a covered travel delay/trip interruption benefit.  Travelers need to make sure to plan accordingly to make sure their results will be received before their flights are scheduled to depart.  In the event someone has a positive test, there could be travel delay coverage available to cover costs for additional accommodations due to quarantine. 

Get a quote and buy travel insurance for your trip to Bermuda