If you were to ask a travel insurance provider why customers choose to refrain from purchasing heir product, the three common reasons you may receive are the cost, the less than straightforward claim process, and perhaps most commonly, they simply don’t need it.
A recent article published on Conde Nast Traveler may suggest otherwise.
A detailed article illustrates the case of a woman who traveled to Vietnam and ended up contracting a case of dengue fever, a mosquito-borne disease which can have severe health effects or cause death if left untreated. Thanks to travel insurance, her representative took the time to listen to her, ask her questions about her symptoms, and even took the initiative of contacting a local hospital on her behalf where her symptoms were ultimately determined to be a case of dengue fever. Needless to say, travel insurance literally saved the woman’s life.
When evaluating travel insurance, it’s imperative to understand what you’re signing up for and what the plan entails. A domestic health insurance plan may not provide international coverage, or you may have to deal with a doctor or hospital that requires payment up front prior to receiving treatment, which is more common outside of the United States than you might imagine.
Whether your travel plans include an exotic destination or somewhere local, strongly consider the importance of travel insurance. An emergency situation can arise in the most unlikely of places and at the most inopportune times and knowing you have insurance available could, just like in the case of the woman, literally save your life.
By Administrator at 31 May 2016, 12:33 PM