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Things to Know Before Purchasing Travel Insurance

Travel Insurance

Don’t let the additional cost of travel insurance discourage you from the making the investment, the peace of mind alone that it grants is more than worth the monetary investment. The trip you’ve been dreaming about for years shouldn’t have to be affected by circumstances that are out of your control.

According to a recent report from AAA, 38% of Americans are likely to purchase a travel insurance policy for future international trips. That is more than a 20% increase over the past year. If you’re planning on purchasing a policy for a future trip, there are a few steps you should take prior to buying.

Begin by familiarizing yourself with the types of coverage available. These include but are not limited to medical, trip protection, and flight insurance. Of these insurances, trip protection is the most common and is included in just about every comprehensive policy. This insurance will cover circumstances such as you or your travel partner getting sick, a legal obligation, and other factors.

When it comes to medial insurance, you’ll first need to figure out whether you need to purchase a plan designed to cover pre-existing medical conditions. These plans typically cover the cost of an ambulance, hospital services and provide around the clock emergency assistance.

Flight insurance is meant exclusively for any difficulties that may arise regarding your flight. Typically these policies are purchased for international trips due to the higher fare costs. Flight insurance can help with saving on the cost of delay fees or a cancellation due to bad weather or a mechanical issue with the aircraft.

When traveling abroad you don’t want any surprises so it’s imperative that you read your policy in its entirety so you know what’s included, any restrictions, or what may not be covered. When news of the Zika virus began to grow, many Americans were unaware that their standard travel insurance policies did not cover trip cancellation due to a heightened outbreak risk.

So, it doesn’t hurt to do your research, and if you are still confused on which policy to buy and what it will cover, you can call us at 888-301-9289 or use the live chat feature on our website to talk with one of our customer service representatives! They will be more than happy to help you find the best policy for your trip.

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 18 Dec 2018

Are TSA Delays Covered Under Your Travel Insurance?

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Probably everyone who frequently travels has dealt with some type of travel delay. With the increasingly stringent TSA requirements, one of the slowest steps in making it to your flight is having to wait in security checkpoint lines. These lines can take quite some time, especially if you are headed to a foreign country. It’s not an unusual circumstance to miss a flight because of a TSA delay or suddenly finding yourself unable to get on another flight because it’s already full.

So, you might be wondering whether such a delay will be covered under your travel insurance policy, assuming you purchased one. Unfortunately, a delay in your trip due to the TSA security check will not be covered by your insurance. A delay because of a mechanical breakdown in the aircraft? Yes, it’s covered. A hurricane that prevents or affects travel? It’s possible. To know exactly what’s covered, make sure you thoroughly read your policy coverage or contact our excellent customer service team who will be happy to answer any of your questions.

TSA delays do not fall under what the travel insurance industry calls “peril coverage” as there is nothing perilous about it. If you’re concerned about running into such a situation the next time you plan a long flight, the best way to avoid such delays is to arrive at the airport early and with plenty of time so you have more than enough time should unforeseen TSA circumstances arise or get TSA Pre and use the shorter lines at the airports. (This is a serious time saver especially if you travel frequently.)

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 22 Oct 2018
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