Sometimes Life Happens & Adventures Are Put On Hold
As many of you are aware, our very own Curt Carlson was going to take on an adventure that is considered one of the toughest challenges for adventure travelers in the Western Hemisphere. Unfortunately for Curt and all of us who were planning on following his travel journey, he experienced an injury while training and will not be able to go on his mountain hiking adventure.
Curt was scheduled to embark on a 14-day mountain climbing trip with mountain climbing experts Mountain Madness if you recall from our previous blog post. The tour he chose is called Volcanoes Around Ecuador: Guided Mountaineering on Cayambe, Cotopaxi, and Chimborazo. He was determined and trained to make it to the summit at Cayambe, 18,996 feet above sea level.
Curt wanted us to reach out to everyone and thank them for their interest in his journey and all of the good wishes after his injury. He also wanted us to take this time to explain how SafeTeker would work if he were injured while hiking during his trip.
Understanding The Travel Insurance He Choose
Please remember he chose to purchase SafeTreker, an adventure travel protection product designed to cover numerous sporting activities. This adventure travel product offers varying benefits and coverage levels, depending on your budget and travel needs.
The policy that Curt chose to protect his investment in his travel adventure was SafeTreker Extreme+. He chose this plan because it covers his mountain climbing activity and provides up to $10,000 for Trip Cancellation/Trip Interruption coverage with up to $100,000 Accident and Sickness Medical Coverage, up to $3,000 for baggage, Search and Rescue up to $10,000, and Sports Equipment Rental protection up to $3,000, among other benefits.
An Example Of How SafeTreker Would Work
Imagine that Curt is on the second leg of his journey with his tour group, Mountain Madness. They are hiking up the world’s highest active volcano, Cotopaxi. I mean, you are hiking an active volcano. What could go wrong? Two-thirds up their ascent of Cotopaxi, the climber in front of him, slips and falls back into him, knocking him off of his feet and he tumbles down the side of the volcano.
His Mountain Madness team rushes to his aid and determines that Curt has significantly injured his knee.
It could have been much worse for Curt if he didn’t have SafeTreker adventure travel protection, as horrible as this situation sounds. We noted that Curt chose SafeTreker Extreme+ as his insurance policy. This policy provides up to $100,000 in Accident and Sickness Medical Coverage. This coverage will cover the costs associated with the treatment of his injuries. Additionally, his Trip Interruption coverage will reimburse Curt for the portion of the trip he missed and cover his return flight home.
Sometimes Things Happen When Going On Adventures
We are sad to say that Curt will not be going on his adventure, and we are glad the hypothetical situation we described above didn’t happen. Still, we want everyone to know if you are willing to embark on an extreme adventure, make sure you talk to us and obtain a SafeTreker policy before you go on your journey.
at 26 Jul 2021
Our very own Senior Vice President Curt Carlson will be taking on an adventure that is considered one of the toughest challenges for adventure travelers in the Western Hemisphere. Curt will be embarking on a mountain climbing trip that will take him over 18,000 feet. Yes, you read that correctly. He will be climbing mountains that are over 18,000 feet above sea level. That is cruising altitude for some airplanes! This blog post is the first post about Curt’s Adventure of a Lifetime. We will keep you updated on his journey with a series of blogs and social media posts. So, make sure you follow us on LinkedIn, Twitter, Facebook and Instagram.
His trip will take him to Ecuador, where he will be taking on the “Avenue of Volcanoes” with mountain climbing experts Mountain Madness. The tour Curt chose is called Volcanoes Around Ecuador: Guided Mountaineering on Cayambe, Cotopaxi, and Chimborazo. His mountain climbing adventure will consist of 14 fun-filled days of climbing and sightseeing through the region. The first mountain he will trek is Cayambe, which is 18,996 feet above sea level. After a few days of resting and sightseeing, Curt will climb the world’s highest active volcano, Cotopaxi. If you didn’t think climbing an active volcano was crazy enough, Curt and his climbing partners will take on attempting the summit of Ecuador’s highest peak at Chimborazo.
Choosing the Right Travel Insurance
Mountain climbing is not a cheap hobby, especially if you are traveling to Ecuador for 14 days. Curt will have to pay for many things such as his flight, lodging, meals, equipment and guides. All of these items add up, making his trip an expensive one. Curt is not the average traveler. He is an adventure traveler looking to take on some of the most challenging mountains in the western hemisphere. So, his trip is going to cost way more than the average vacation trip. Knowing this and being a travel insurance expert, he has to decide on what type of travel insurance to purchase. Luckily for Curt, he is the Senior Vice President of Trawick International and played a huge hand in developing our SafeTreker Adventure Travel Insurance.
This type of insurance is designed to provide adventurers like Curt with the protection they need when traveling and taking on an experience like this. SafeTreker is an adventure travel insurance product designed to cover numerous sporting activities. This adventure travel Insurance offers varying levels of benefits and coverage, depending on your budget and travel needs.
The policy that Curt chose to protect his investment is SafeTreker Extreme+. He chose this plan because it covers his mountain climbing activity and provides up to $10,000 for Trip Cancellation/Trip Interruption coverage with up to $100,000 Accident and Sickness Medical Coverage, up to $3,000 for baggage, Search and Rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. This insurance provides Curt with confidence knowing his eligible travel and adventure expenses may be protected so he can focus on getting his gear ready and training for this Adventure of a lifetime!
Follow Curt's Journey
There is nothing like a good adventure story and since Curt is one of us, we feel compelled to document his journey and help other adventure travelers understand more about our SafeTreker Adventure Travel Insurance. So, follow this blog series and follow Trawick International on social media to keep up with our guy. Good luck, Curt! You got this and stay safe!
at 1 Jun 2021
What Travel Insurance Do I Need For Backpacking?
Backpacking trips are fun because you get to explore the world on your own and most importantly, at an incredibly low budget. However, backpacking comes with its own set of problems like lost baggage, broken equipment, robberies, and the risk of infections. Travel insurance can actually save backpackers from major financial setbacks during their travels and help them explore new places without worrying about these issues.
Hitting the road without proper travel insurance can prove to be an expensive mistake. You’re bound to encounter problems while traveling and if you don’t want to be stuck with large travel bills to rock your travel plans then it’s best to buy adventure travel insurance.
In their excitement for crazy adventures, backpackers often don’t give much importance to buying travel insurance. However, they often forget that in reality travel insurance comes at a cost of less than $1 a day. Well, there’re some amazing travel insurance plans being offered by several companies, you’ll be spoilt for options while shopping around. In this blog post, we shall try to dig further and find out what to look for while buying backpacking travel insurance.
Picking an Appropriate Backpacker Travel Insurance
You can get overwhelmed while picking an appropriate backpacker travel insurance as there’re some incredibly affordable plans available. However, since travel insurance is a critical part of your travel plan, it’s important to check the offerings before buying a plan.
Here’s what a decent backpacking travel plan includes:
- Backpacking travel insurance must cover the majority of the countries you expect to travel
- Covers for damaged, lost, or stolen baggage, documents, possessions, etc
- Covers high-value goods like laptops, cameras, etc
- Dedicated 24X7 emergency helpline
- Minimum Personal liability insurance of $1 million to cover the costs if you damage property or injure an individual
- Medical Cover of at least $1 million
- Covers cost of repatriation to home country in case their serious injury or illness
- Cancellation cover of at least $1000 to help you rush back to your home in case of an emergency
- Cover legal expenses, should you need one
- The option of extending the policy if you decide to stay longer than you originally planned
- Must offer outdoor coverage
Additional Things to Consider while Purchasing Backpacker Insurance
- Check for the smaller things: Most travel insurance plans don’t cover injuries incurred while performing high-risk activities. You need to read the plan documents carefully to find out if this clause is included or not. Pay an extra premium if you want to be involved in various risky outdoor activities. If you plan in going to higher elevations like mountains and rough terrain, then find out if your policy covers helicopter transit costs or not.
- Drugs and alcohol: No insurance plan will provide financial cover if an accident occurs in an inebriated state. Getting a breathalyzer test after being injured can be solid proof that you weren’t under the influence of drugs or alcohol at the time of an accident.
- Electronics and Valuables insurance: It’s always good to pay a little more for covering valuables and electronic devices. Find out if your chosen plan actually covers valuables like jewelry and laptop.
at 26 Jan 2020