2020

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Essential Travel Documents: A Quick List for Every Traveler

Essential Travel Documents

Essential Travel Documents: A Quick List for Every Traveler

Traveling to new country for the first time is always a thrill. Most tourists plan for months in advance. They work out their itinerary from departure to return making sure they have all the tourist hotspots mapped out and scheduled. Hotel bookings are another priority and travelers browse online forums and review sites to find the right location for their stay. However, one thing many people don’t pay attention to are their travel documents. In many instances it is the last thing on their mind hastily grabbed on the way out the door. We suggest that a little more importance is given to these documents. They could end up saving you a lot of headache when you travel abroad or domestically. Here is our list of the must have documents for you next trip. 

Government Issued Identification

The most important document that you should have with you is an official Identification. In most cases this will be your driver’s license or Passport for international travel. Some experts advise travelers to carry their birth certificate also in case they lose IDs and need to prove their citizenship. If you have served in the armed forces than having your U.S. Military ID is also a good idea.

Visa and Green Card

When going to a new country it is always important to have the correct visas in place. This makes entering and leaving foreign countries smooth and easy. When coming back to the United States, permanent residents should have their Green Card ready or other visa documents on their person to present to immigration officials.

Credit Card and Copies of Credit Card

With credit card scams becoming a global issue, some airlines in certain countries will request that passengers show the credit card or proof that the ticket was purchased properly. Carrying a copy of the credit card or the actual card itself can be very helpful in these situations.

Travel Itinerary

Remembering the details for even a single flight can be troublesome. Imagine having to keep details of multiple international flights with connecting flights in your memory. The best approach to avoid forgetting any detail is to keep a photocopy of your itinerary with you along with a digital copy on your mobile device.

Travel Insurance

Many travel insurance documents are quite long and lugging around the pages may be a hassle. However, having this information on hand can be very useful when in a tough spot. Insurance providers may also have digital versions of the document for you to keep in your email or phone. This way you don’t have to keep bulky documents in your luggage but have the details you need anywhere you travel.

 the Yes, a hard copy of your travel insurance certificate can often be very long (30-60 pages depending on the plan). If you should need to read the fine print of your travel insurance plan due to a stressful situation, you may be glad you have a copy. Also make sure to have the contact information of your travel insurance provider on hand so that you can call them in a pinch.

Copies of All Documents

One final tip is to make sure you have photocopies of all your travel documents. Keep these separate from your original documents so that if one set gets lost, you have a backup in place. Another recommendation is to keep a digital copy of these documents on your phone. To be even more safe, save the documents to your email or a digital drop box so that you can access it from anywhere, even if you don’t have your phone.

By Administrator at 18 Mar 2020

Traveling and the Coronavirus Outbreak: How to Navigate Uncertain Times

coronavirus travel tips

The global COVID-19 outbreak has put air travel into a tailspin. Nervous passengers are cancelling flights or postponing trips. Airlines themselves have been forced to drop routes to countries heavily effected by the pandemic and offer free cancellations. Now that the disease itself has moved on to other countries from China, people find themselves questioning whether they should even leave their homes. If you are one of these concerned people, here are some tips on protecting yourself while traveling and also keeping you calm.

Pre-departure Coronavirus Checklist

  • Look at your departure date and see when you are travelling. If you have a month to go, it may be best to keep an eye on the situation and see how it develops before cancelling or rescheduling your flight.
  • Get in touch with your travel provider or airline to make sure that your flight will be running, and no change has taken place.
  • Make sure you are up to date on travel advisories by the State Department or CDC. You can also check the WHO website to get details on the situation in countries around the globe.
  • Make sure to protect your trip with Travel Insurance. Contact your travel Insurance provider to ensure you have the proper coverage for your trip.

Healthy Practices When Traveling

  • Practice good personal hygiene and wash your hands properly. This means making sure you use soap and warm water for at least 20 seconds after being in a public area like an airport or airplane.
  • Do not touch your face, especially If your hands are not clean. The virus is transmitted through the eyes, nose and mouth and the best way to avoid this is to not directly put your hands on your face.
  • Cover your mouth when coughing or sneezing. It is recommended that you don’t cough into your hand and instead use a tissue or the inside of your elbow.
  • Use a hand sanitizer that works to kill off viruses. Check the label to see how well the product works.
  • Carry a roll of sanitizing napkins so you can quickly wipe down areas where you sit and eat.
  • If you would like to use a face mask, get one that fits your face properly and is meant to prevent spread of disease. Not all masks are made the same so some research should go into your purchase.

At the end of the day, deciding to travel is dependent on you. If you feel comfortable traveling, then you can make the choice. However, if you do not wish to take the risk then staying at home is the best course of action. However, staying calm is important whether you are on a plane, at the airport or at home. 

By Administrator at 17 Mar 2020

Travel Insurance vs. Credit Card Travel Protection

Credit Card Travel Insurance

Cash has been replaced by plastic in most aspects of our life. From online shopping to paying bills, many of us use credit cards to make transactions. As credit cards become more accepted across the globe and easier to use, travelers have started to ditch cash and just rely on cards. They are just easier to carry, don’t have the same risk associated when lugging around a large amount of cash. Credit card companies have noticed the behavior of their customers and offer travelers many different perks and incentives. Some credit cards give away airline miles, while some offer trip protection. Many travelers wonder if credit card travel protection is the same as standard travel insurance. In this post, we will see how the two products differ from each other.

Coverage Options

When you rely on credit card travel insurance you have no choice in what type of coverage you get. The card has a set policy which all users are offered. It cannot be customized or tailored to fit your specific needs. When you buy travel insurance you have the ability to pick and choose a plan that fits your criteria. You can look at getting higher coverage for specific things like baggage, medical or extreme sports. You do not have to accept a one-size fits all policy.

Limited Benefits

Credit cards usually have fewer benefits when compared with regular travel insurance. Generally speaking, card protection can include trip cancellation or interruption, trip delay, lost luggage, rental car protection, and medical protection. However, when you put these benefits next to traditional travel insurance they are usually lacking. In some cases, these benefits do not exist at all with credit cards.

Coverage Restrictions

Some credit cards only offer protection for travel and trips that have purchased through their card. That means if you rent a car with cash, it will not be covered under your credit card. Additionally, most credit card plans only cover up to a specific dollar amount, not 100% of the trip cost. With standard travel insurance, you can use whatever mode of purchase you like and insure the total amount paid for your trip.

Covered Reasons

Credit card trip insurance and normal travel protection have specific covered reasons that trigger benefits. Credit cards once again lag in this area and have fewer covered reasons while traditional travel insurance can trigger benefits with a wider set of reasons.

Specialization

Credit Card companies are generally not experts in the field of travel insurance. They offer trip protection as an added benefit. Travel Insurance providers are professionals in the field and have the resources and knowledge to guide you when you have questions about your plan or are stuck in a emergency situation in an unfamiliar place.

Get the Details

In order to make the best choice, we recommend getting in touch with your credit card provider and ask them about their travel coverage. This is the only way you truly know what they have to offer. And when you want to get information about Travel Insurance, you can get in touch with the customer support team at Trawick International. We will guide you to the right plan that will offer the benefits you need for you next trip.

Connect with us here!

By Administrator at 13 Mar 2020

How to Shop for Coverage for Visitors to the USA?

insurance coverage for visitors to the US

While many other countries provide medical coverage for free to citizens and, in some cases, visitors, the United States is not one of them. For those from other countries who are traveling, immigrating, or staying in the United States for other reasons, traveler’s insurance can be very important. Though we all hope that there is no need for it, considering the steep healthcare prices in the U.S. it is simply best to be safe rather than sorry. That is why we threw together this quick guide on how to shop for coverage for visitors to the US.

The most important thing to consider when you are shopping for visitor’s insurance is to compare plans. While it might seem easy to just go with the first plan that you find if it sounds good, finding the best option requires research and comparison. Until you look at multiple plans, it is easy to overlook what you might have been missing in another. You always want to seek out the best price and coverage in combination to make it worth your while. A little extra work here can go a long way towards finding you the best option.

If you want an easy and effective way to look for high-quality plans, the internet is the best way to go about it. You can simply search for visitor’s insurance and be met with a collection of sites that are ready to help you find a plan that is right for you. Often times, these websites will help you to choose a plan based on your specific traveling circumstances and needs. This can make it easier for you to get insurance that covers the time-span and kinds of circumstances that you are likely to face.

The biggest consideration when it comes to finding the right plan is why you will be in the country. Students traveling abroad might have different needs, or might even be able to get insurance through their schools. On the other hand, immigrants who are waiting on their green card or have just gotten it might need something more comprehensive and long-term. Be prepared to research what kinds of coverage you will need so that you can guarantee that the plan you end up choosing has it. This is the best way to go about getting insurance that will keep you covered when you really need it.

The good news is that visitor’s insurance is growing in popularity, which means you can easily find access to a variety of plan options that can help you put your mind at ease. Choosing the right plan is simply a matter of considering your needs, the duration of your stay, and how much you want to pay. After you have singled out the insurance policy that you want, you can make an easy online purchase and rest easy knowing that you are covered. As you begin your search, try looking at a minimum of five options before making a choice to ensure that you find quality coverage.

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By Administrator at 9 Mar 2020

Coronavirus and Travel Insurance: Get All the Facts.

coronavirus travel insurance

Coronavirus appertains to a group of very ordinary viruses. They are quite common in animals like cattle and camels. Normally transmission from animals to human is very unusual. The new COVID-19 found its way to survive and infect a person's body and conjointly transmit between humans. This new virus has already killed as many as 3,000 individuals worldwide and has infected over 90,000 people.

Should you be buying any travel insurance when flying to coronavirus infected areas?

Travel Insurance is purchased by an individual to safeguard against delays, cancellations, loss of personal belongings or any medical emergencies. In any of the above-mentioned scenarios, the insurance company is obliged to pay the insured with money to cover losses.

You can find many travel Insurers for your journey. However, each coverage plan will have different policies and rules about how they handle diseases including novel coronavirus. One thing that you will currently see is that some insurers will not offer any coverage when they see you have plans to visit Wuhan and the Hubei provinces of China. This is because this is the epicenter of the outbreak and companies will not risk offering coverage to a person that is likely to get sick. However, there are providers that will offer plans that can provide medical coverage if you contract the Coronavirus on your journey to other areas.

Many airlines across the globe have already either rerouted all their planes or have shut their services to heavily infected cities and countries. This is often done to quarantine the virus to one place and not enable it to spread across the globe. The governments of many countries have additionally issued a travel advisory against the effected provinces. Many insurance firms will probably not issue any new policy for these areas or encourage individuals to visit these provinces.

Types of insurance plans available

Most insurance firms will provide you a choice between two types of plans that are referred to as ‘Standard Insurance’ and 'Cancel With Any Reason' insurance.

Standard insurance usually covers cancellations and situations that are out of your control. If you travel to an area declared as a war-zone or to an area against which a travel advisory has been issued, your losses may not be covered. With ‘Cancel For Any Reason”, if you drop your trip, for any reason the insurance will pay out. This however come with a premium but gives you the freedom to cancel anytime. This can be useful if you have plans to travel in the next few months but are not sure how Coronavirus may affect your destination in the future.

In most cases, insurance companies require that proof is provided before they can begin processing your request. So always make sure to keep receipts, medical records and other documents that show the reality of your situation. It is a good idea to call your provider to get details of what you should have before submitting a claim.

If you travel fairly often, you can prefer to purchase a multi-trip policy. They provide greater advantages when compared with alternative policies and are cheaper for the number of journeys you will be taking. Otherwise, single-trip insurance can fulfill your needs.

Compensation on cancelling or rescheduling due to Coronavirus

Always check with your insurance company about the details of your coverage. You want to ask them explicitly if you will be able to get compensation in case of cancellations because of the Coronavirus. Luckily many airlines are now offering free cancellations or rescheduling so you may not have to deal with your insurer. However, in cases where you do not have the option, making sure your coverage is adequate is important.

Looking for a trusted provider of Travel Insurance? Trawick International has been a top provider since 1998.

By Administrator at 3 Mar 2020
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