2018

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Things to Know Before Purchasing Travel Insurance

Travel Insurance

Don’t let the additional cost of travel insurance discourage you from the making the investment, the peace of mind alone that it grants is more than worth the monetary investment. The trip you’ve been dreaming about for years shouldn’t have to be affected by circumstances that are out of your control.

According to a recent report from AAA, 38% of Americans are likely to purchase a travel insurance policy for future international trips. That is more than a 20% increase over the past year. If you’re planning on purchasing a policy for a future trip, there are a few steps you should take prior to buying.

Begin by familiarizing yourself with the types of coverage available. These include but are not limited to medical, trip protection, and flight insurance. Of these insurances, trip protection is the most common and is included in just about every comprehensive policy. This insurance will cover circumstances such as you or your travel partner getting sick, a legal obligation, and other factors.

When it comes to medial insurance, you’ll first need to figure out whether you need to purchase a plan designed to cover pre-existing medical conditions. These plans typically cover the cost of an ambulance, hospital services and provide around the clock emergency assistance.

Flight insurance is meant exclusively for any difficulties that may arise regarding your flight. Typically these policies are purchased for international trips due to the higher fare costs. Flight insurance can help with saving on the cost of delay fees or a cancellation due to bad weather or a mechanical issue with the aircraft.

When traveling abroad you don’t want any surprises so it’s imperative that you read your policy in its entirety so you know what’s included, any restrictions, or what may not be covered. When news of the Zika virus began to grow, many Americans were unaware that their standard travel insurance policies did not cover trip cancellation due to a heightened outbreak risk.

So, it doesn’t hurt to do your research, and if you are still confused on which policy to buy and what it will cover, you can call us at 888-301-9289 or use the live chat feature on our website to talk with one of our customer service representatives! They will be more than happy to help you find the best policy for your trip.

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 18 Dec 2018

Traveling With a Severe Food Allergy

Food Allergy

Traveling can be stressful enough, but traveling with a severe food allergy can potentially be dangerous if you are not careful. Review this list before traveling if you or someone you will be with has a severe food allergy! 

-Check the expiration date of your EPI pens.

-Have extra medication on hand.

-Fill out and have your chef card on hand.

-Pack safe snacks and treats.

-Bring wipes for surfaces and your hands.

-Make sure the other travelers know what to do in case of an emergency.

-Research dining options before your trip.

-Call ahead to the restaurant and ask to speak to a manager or chef about their policies regarding food allergies.

-Find places to stay with a microwave and refrigerator so that you can safely warm up and store safe foods.

-Inspect your room/hotel once you arrive for loose food or old residue.

Know where the nearest emergency room is in case a reaction occurs.

-Have a set emergency plan that your entire group is aware of.

-Be smart and stay safe!

These tips are brought to you by the Food Allergy Research & Education commission and you can learn more about food allergies at www.foodallergy.org.

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 11 Dec 2018

Traveling With Your Pets

Traveling With Pets

Are you planning on doing any end of the year traveling? If so, one thing you may need to consider is what to do about your pet should you have plans of bringing him/her along. Thankfully, flying with your four-legged friend is easier than ever as the majority of airlines are quite animal friendly. However, each airline has regulations regarding pet rules so make sure you thoroughly research them prior to booking your trip.

Most airlines will allow you to bring along your pet as either checked or carry-on luggage. You may already have a pet carrier that you prefer to keep your fur baby in, but make sure that it is okay to use and that it meets the specific regulations, so you don’t run into any surprises when you show up at the airport. Guidelines will vary but, in most cases, pets traveling as carry-on luggage will be required to go underneath the seat for the duration of the flight in a soft carrier. Larger pets traveling as cargo will be required to fly in a non-collapsible carrier and they must have plenty of water available.

With the increase of travelers bringing along their pets, hotels are increasingly providing pet friendly options as well. Major chains like the Ritz-Carlton and Four Seasons will roll out the red carpet for your four-legged friend but again, make sure to read policies before booking your stay. You will also be required to pay an additional fee for your pet to stay with you.

Before you and your pet leave for your trip, take the time to prepare for unforeseen medical emergencies. Research any emergency vet clinics in or near your destination in case you find yourself having to take your pet to an animal doctor. Also, look into getting travel insurance for your pet! We can cover you AND your pet with our Safe Travels First Class policy. 

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 4 Dec 2018

Know What to Expect: Tips for Disabled Travelers

wheelchair_travel

The Americans with Disabilities Act (ADA) has made traveling easier for the 40 million Americans with a permanent or temporary disability. All hotels, modes of transportation, and cruise ships in American waters are required to be in compliance with the ADA and provide appropriate accommodations for disabled travelers. Nevertheless, traveling with a disability can pose challenges. Here are tips to keep in mind when you plan a trip.

Travel Anxiety

Many people suffer from some form of travel anxiety. For a disabled individual, it can be especially concerning if there are any uncertainties about travel timetables and accommodations. A lot of anxiety can be alleviated simply by gathering information and knowing what to expect. If you are nervous about flying or have other anxiety issues, you should consult with your doctor to see if there is a temporary solution for you.

Travel Agents

Today, there are more travel agencies than ever that specialize in travel arrangements for individuals and groups with disabilities. An experienced travel agent can make special arrangements, such as having grab rails installed in hotel showers or finding disabled-accessible transportation. Knowledgeable agents can also identify sightseeing destinations that are disabled-accessible. It’s also helpful to know what foreign cities are the most disabled-accessible (for example, all cabs are accessible in London). So, do your homework before purchasing those airline tickets. 

Call Ahead

Be aware that “disabled-accessible” labels may have different meanings in different countries. For example, “accessible” in one hotel may be totally inadequate for a disabled person who’s wheelchair-bound. And just because a wheelchair can fit through the door of a hotel room doesn’t necessarily mean you’ll be able to maneuver adequately once you’re in the room, so make sure you call ahead for room dimensions and special bathroom arrangements, such as a roll-in shower.

Airline Travel

Airline security precautions can make the check-in process especially slow, so allow at least three hours if you’re traveling internationally. Take full advantage of the airlines’ special assistance for passengers in wheelchairs or those who have other mobility restrictions. Make sure the airline’s check-in personnel know that you require wheelchair assistance, as they can assist with luggage, help everyone in your travel party get through security faster, and help everyone pre-board. Ask for an aisle seat near the bathroom and be aware that passengers in wheelchairs are the last to de-plane.

Discounts

Take advantage of any discounts made available for travel, accommodations or sightseeing. If you’re traveling in North America, Amtrak offers discounts of up to 50 percent for passengers in wheelchairs and one other traveler, though it’ll be necessary to show proof of your disability (an identification card or a doctor’s note is generally sufficient). The Greyhound bus line also makes discounts available for disabled passengers. If you’re going abroad, the train systems in cities such as London, Singapore, and throughout Japan offer reduced fares for those in wheelchairs.

Travel Insurance

As part of your pre-travel research, find out the extent of travel coverage available in your destination country. The US State Department offers a list of options, so review it carefully because some plans don’t cover medical needs.

Be very thorough in your travel research — ask for the same accommodations you would expect at home and keep looking until you find them. Anything less would be a disservice to you and will detract from what should be a pleasant experience.

Image courtesy of Pixabay

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

**This is a guest article provided by Ed Carter with Able Futures** 

By Ed Carter at 27 Nov 2018

Trawick’s Tips for Thanksgiving Travel

Holiday Travel

AAA is expecting more than 54 million Americans to travel away from home over this Thanksgiving holiday, which is a solid 4.8% increase over the last year and also the HIGHEST Thanksgiving travel volume since 2005. It is also noted that traffic not only inside the airport, but also in the skies will break previous records as well. Here are a few tips and tricks to help you survive the 2018 holiday travel season.

>> Leave Early <<

There’s nothing like that feeling of sheer panic when you reach the TSA lines in the airport and you have 20 minutes to make it to your gate. There will be an increased influx of people in the airport, so getting there at LEAST 2 hours ahead should give you time to make it through the check in process and get you to your gate without stressing. And hey, if you get to your gate early, grab a mimosa or 2 and enjoy your free time.

>> Fly Nonstop <<

We know, flying with connecting flights is cheaper, but with the holiday influx of travelers, it might be best to try and get a nonstop flight if possible. Not only will this save you from running through airports trying to catch your connection, but it also decreases the odds that something happens to your luggage!  

>> TSA <<

Apply for the TSA PreCheck program so you can skip the lines and get to your flights faster. Also, make sure your liquids are the right amount so that you don’t make yourself any later, and also so you don’t hold up other travelers behind you. It is a good idea to wear shoes that are easy to slip on and off, and go ahead and put your personal belongs in your carry-on before going through the scanners.

>> Charge Up <<

Another good tip to keep in mind while traveling during the holidays is to make sure your devices are charge before you leave the house! The airports will have many more people than usual, and chances are the outlets will all be taken. You can also invest in a portable charger for when you do need to charge up on the go! 

>> Traveling with Food <<

Did you know that you can travel with your Thanksgiving turkey? TSA allows turkeys, turkey sandwiches, pies, cakes and other bakes goods through the checkpoints as long as they are food substances and not liquids. So this means grab the turkey and stuffing but leave the cranberry sauce and gravy at home! (or just pack them in a checked bag)

 We hope these travel tips help during your holiday travels, and we wish everyone a safe and Happy Thanksgiving from Trawick International!

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insuranceinternational travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com

By Emily Glen at 20 Nov 2018
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