Overview

For most people planning all of the details for a cruise, honeymoon or dream vacation is part of the fun. Anticipation of the trip is usually on our minds as we pay the nonrefundable deposits for airfare, tours and accommodations. One detail that is often overlooked is what will happen to these deposits and prepaid trip expenses if you are unable to depart or have to come home early. Trip cancellation insurance protects the covered expenses in case of many unforeseen circumstances. For a fraction of the trip cost, you can alleviate the risk of losing money if something unforeseen gets in the way. You may have skipped this coverage before, but if you're paying out a lot of up-front money for an organized tour or airfare, if you have questionable health, or if you have a loved one at home in poor health, it's probably a good idea to get this coverage. Safe Travel Trip Cancellation Insurance and Trip Interruption Insurance policies covers the nonrefundable financial penalties or losses you incur when you cancel a prepaid tour or flight for an unforeseen reason, such as the reasons listed below. Please note this is not a definitive list and you would need to check your policy coverage to ensure your reason for cancellation is covered.

  1. You, your travel partner, or a family member cannot travel because of sickness, death, layoff, or a list of other acceptable reasons
  2. Your tour company or airline goes out of business or can't perform as promised
  3. A family member at home gets sick
  4. You miss a flight or need an emergency flight for a reason outside your control (such as a car accident, inclement weather, or a strike).

Trip Cancellation insurance can be used whether you're on an organized tour or cruise, or traveling independently (in which case, only the prepaid expenses — such as your flight and any nonrefundable hotel reservations — are covered). Note the difference: Trip cancellation is when you don't go on your trip at all. Trip interruption is when you begin a journey but have to cut it short; in this case, you'll be reimbursed only for the portion of the trip that you didn't complete.

It's smart to buy your insurance within a week of the date you make the first payment on your trip;however, you can purchase the cancellation plan up until the day before you leave the country. You must purchase within 30 days of the final trip payment, in order to be reimbursed if you need to cancel or interrupt your trip for a Pre-exisiting Medical Condition.

Safe Travels USA Trip Protection QUOTE | ENROLL

Is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling to the USA and worldwide for 1 day up to a maximum of 30 days. Rates are based on insured trip amount, age and medical plan maximum. You can apply online or download a brochure to mail or fax with payment.

  • Trip Cancellation 100% of the Insured Trip Cost -$250 up to $25,000
  • Trip Interruption 150% of the Insured Trip Cost $375 to $37,500
  • Trip Delay
  • Missed Connection - up to $1,000
  • Lost Passport up to $250 per person
  • Medical Benefit Options: $50,000, $100,000, $250,000, $500,000 to $1,000,000 (some ages restrictions apply)
  • Medical Deductible: $0
  • 80% of eligible expenses up $5,000 then 100% up to the policy maximum
  • Covers doctor visits, x-rays, labs, prescriptions, hospital, surgery, ambulance
  • Emergency medical treatment of pregnancy up to $1,000
  • Mental or nervous disorders up to $2,500
  • Physiotherapy/Chiropractic $50 per visit per day up to 10 visits
  • Dental treatment - for injury or emergency alleviation of pain up to $250
  • Acute Onset of a pre-existing condition (only when certain conditions are met)
  • Accidental Death and Dismemberment $25,000
  • Emergency Evacuation up $2,000,000
  • Political Evacuation $25,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion $15,000
  • Return of Minor Children/Traveling Companion $5,000
  • Hospital Confinement $50 per day up to 10 days
  • Basic Lost Baggage $1,000
  • Optional Enhanced Baggage Benefit up to $3,500 covers loss or theft
  • Optional Coverages:Hazardous Activities, Home Country/Follow Me Home, Athletic Sport, AD&D upgrade to $500,000,
  • 24-Hour Assistance Services
  • Claims are paid in US Dollars

Review Coverage/Brochure for more details


QUOTE | ENROLL

Safe Travels International Trip Protection QUOTE | ENROLL

Is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the USA) for 1 day up to a maximum of 30 days. Rates are based on insured trip amount, age and medical plan maximum. You can apply online or download a brochure to mail or fax with payment.

  • Trip Cancellation 100% of the Insured Trip Cost -$250 up to $25,000
  • Trip Interruption 150% of the Insured Trip Cost $375 to $37,500
  • Trip Delay
  • Missed Connection - up to $1,000
  • Lost Passport up to $250 per person
  • Medical Benefit Options: $50,000, $100,000, $250,000, $500,000 to $1,000,000 (some ages restrictions apply)
  • Medical Deductible: $0
  • 100% of eligible expenses up to the policy maximum
  • Covers doctor visits, x-rays, labs, prescriptions, hospital, surgery, ambulance
  • Emergency medical treatment of pregnancy up to $2,500
  • Mental or nervous disorders up to $2,500
  • Physiotherapy/Chiropractic $50 per visit per day up to 10 visits
  • Dental treatment - for injury or emergency alleviation of pain - up to $500
  • Acute Onset of a Pre-Existing condition (only when certain conditions are met)
  • Accidental Death and Dismemberment $25,000
  • Emergency Evacuation up $2,000,000
  • Political Evacuation $25,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion $15,000
  • Return of Minor Children/Traveling Companion $5,000
  • Hospital Confinement $150 per day, up to 15 days
  • Basic Lost Baggage $1,000
  • Optional Enhanced Baggage Benefit up to $3,500 covers loss or theft
  • Optional Coverages:Hazardous Activities, Home Country/Follow Me Home, Athletic Sport, AD&D upgrade up to $1,000,000, War Risk
  • 24-Hour Assistance Services
  • Claims are paid in US Dollars

Review Coverage/Brochure for more details


QUOTE | ENROLL

Safe TravelCare 360 Daily QUOTE | ENROLL

Is a single trip or multi-trip/annual travel medical insurance plan designed for individuals up to age 70 who travel worldwide (except Expeditions to Mt Everest, K2, Kilimanjaro, Antarctica, The Arctic, North Pole and Greenland). You can apply online or download a brochure to mail or fax with payment.

  • Medical Benefit Maximum per Event up to $500,000 includes sports coverage up to $ 50,000 for under age 60
  • Medical Deductible: $0
  • After the deductible the plan pays 100% of URC up to the policy maximum
  • Covers emergency doctor visits, -rays, prescriptions, labs, hospital, surgery, ambulance
  • Dental - Palliative for emergency alleviation of pain or Injury up to $500
  • Physiotherapy and Chiropractic Care Injury only up to $2,500
  • Emergency Medical Evacuation and Continuation - $2,000,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion - $300 per day to a $6,000 maximum
  • 24-Hour Assistance Service
  • ATMSafe – Bank Card Theft Protection up to $500

Option 1 - Enhanced Benefits:

  • Baggage Delay - $100 a day up to $700 per trip for Necessities
  • Baggage Loss/Theft$2,500 per trip maximum $500 per item and $300 overall with respect to Valuables
  • Personal Liability up to $100,000 for injury you cause to others
  • Accidental Death and Dismemberment $100,000 up to age 69
  • Permanent Total Disability up to $100,000
  • Hospital confinement $75 per day up to $500
  • Carjacking Rental Replacement up to $5,000
  • Loss of Passport up to $250
  • Travel Delay up to $1,000
  • Missed Departure up to $1,000
  • Legal Expenses up to $10,000
  • Hijacking up $50 for each 24 hour delay up to to $1,000

Option 2- Trip Cancellation/Interruption

  • Emergency Evacuation for Non-medical reasons - up to $1,500
  • Trip Cancellation or Interruption up to $4,000 after a $50 Deductible

Review Coverage/Brochure for more details


QUOTE | ENROLL

Safe TravelCare 360 Annual QUOTE | ENROLL

Is a single trip or multi-trip/annual travel medical insurance plan designed for individuals up to age 70 who travel worldwide (except Expeditions to Mt Everest, K2, Kilimanjaro, Antarctica, The Arctic, North Pole and Greenland). You can apply online or download a brochure to mail or fax with payment.

  • Medical Benefit Maximum per Event up to $500,000 includes sports coverage up to $ 50,000 for under age 60
  • Medical Deductible: $0
  • After the deductible the plan pays 100% of URC up to the policy maximum
  • Covers emergency doctor visits, -rays, prescriptions, labs, hospital, surgery, ambulance
  • Dental - Palliative for emergency alleviation of pain or Injury up to $500
  • Physiotherapy and Chiropractic Care Injury only up to $2,500
  • Emergency Medical Evacuation and Continuation - $2,000,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion - $300 per day to a $6,000 maximum
  • 24-Hour Assistance Service
  • ATMSafe – Bank Card Theft Protection up to $500

Option 1 - Enhanced Benefits:

  • Baggage Delay - $100 a day up to $700 per trip for Necessities
  • Baggage Loss/Theft$2,500 per trip maximum $500 per item and $300 overall with respect to Valuables
  • Personal Liability up to $100,000 for injury you cause to others
  • Accidental Death and Dismemberment $100,000 up to age 69
  • Permanent Total Disability up to $100,000
  • Hospital confinement $75 per day up to $500
  • Carjacking Rental Replacement up to $5,000
  • Loss of Passport up to $250
  • Travel Delay up to $1,000
  • Missed Departure up to $1,000
  • Legal Expenses up to $10,000
  • Hijacking up $50 for each 24 hour delay up to to $1,000

Option 2- Trip Cancellation/Interruption

  • Emergency Evacuation for Non-medical reasons - up to $1,500
  • Trip Cancellation or Interruption up to $4,000 after a $50 Deductible

Review Coverage/Brochure for more details


QUOTE | ENROLL

Safe Travels Missionary Care QUOTE | ENROLL

Single trip medical insurance plan designed for individuals involved in mission travel from Age 12 to 70 who travel worldwide (except Cuba, Antarctica and North Pole) You can apply online or download a brochure to mail or fax with payment.

  • Medical Benefit Maximum per Event up to $150,000 Ages 12-70
  • Medical Deductible: $0
  • The plan pays 100% of URC up to the policy maximum
  • Covers emergency doctor visits, -rays, prescriptions, labs, hospital, surgery, ambulance
  • Dental - Palliative for emergency alleviation of pain or Injury up to $500
  • Dental Injury - up the the policy maximum
  • Physiotherapy and Chiropractic Care Injury only up to $2,500
  • Emergency Medical Evacuation and Repatriation $1,000,000 including:
    • Accompaniment
    • Compassionate Repatriation (Family Return)
    • Air Ambulance
    • Continuation
    • Repatriation for Medical Treatment
    • Repatriation of Mortal Remains
  • Emergency evacuations for non-medical reasons, including war, civil unrest, or other causes up to $25,000
  • Emergency Reunion - $300 per day to a $6,000 maximum
  • 24-Hour Assistance via GBG Assist
  • 24-Hour Nurse Assist by Phone
  • ATMSafe – Bank Card Theft Protection up to $500
  • Loss of Passport up to $250
  • Baggage Delay up to $150 per day $750 maximum
  • Baggage Loss/Theft$300 per item $1,500 per trip maximum
  • Personal Liability up to $10,000
  • Accidental Death and Dismemberment $75,000
  • Hospital Cash Benefit $75 per day / $600 total benefit
  • Money and Documents (tickets, cash, banknotes) $500 benefit
  • Travel Delay up to $1,500
  • Missed Departure up to $1,000
  • Legal Expenses up to $10,000
  • Loss of Passport $250 benefit

Optional Coverage - Trip Cancellation/Interruption

  • Trip Cancellation or Interruption Cost to: 1,000, 2000, 3,000, 4000, 5000
  • Cancel for Any Reason – Applicable to Individuals only-not groups. Up to $2,500 of expenese

Review Coverage/Brochure for more details

QUOTE | ENROLL