Overview

Many United States citizens don’t realize that they might not be covered by their health insurance when they travel abroad. Many private companies, as well as Medicare and Medicaid programs, do not cover emergency treatment outside of the country; should an emergency occur, you and your family could incur medical bills that you need to pay for out of your own pocket.

A recent survey commissioned by UStiA*, the United States Travel Insurance Association, concluded that “traditional domestic health insurance plans typically limit coverage for out-of-country medical expenses to emergency-related costs; have high deductibles and co-pays for emergency treatment abroad; and don't cover out-of-country emergency medical transportation in cases of life threatening illness where medical evacuation may be required. Additionally, the study revealed that 50% of Medicare recipients may not be covered abroad, and, when covered, benefits are normally limited to 80% of emergency treatment costs, with a $250 deductible.”

These gaps in coverage can create financial and access to quality care risk for you and your family. Safe Travels International, Trip Protection and Cost Saver Plans provide quality coverage at affordable rates for primary, secondary, and trip cancellation and interruption coverage. For Students, our Study Abroad Insurance Plan provides a fixed schedule of benefits and a great fixed price.

Safe Travels International QUOTE | ENROLL

Is aPRIMARY travel medical plan that Meets Schengen Visa Insurance Requirements and is for anyone traveling outside their home country, but not visiting the United States. Rates are based on age and plan options. Coverage can be purchased for a minimum of five (5) days up to a maximum of one year. If a minimum of three months is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months.You can apply online or download a brochure to mail or fax with payment.

  • Medical Benefit Options: $50,000, $100,000, $250,000, $500,000 to $1,000,000
  • Deductible Options: $0, $50, $100, $250, $500, $1,000, $5,000
  • 100% of eligible expenses up to the policy maximum
  • Covers doctor visits, x-rays, prescriptions, hospital, surgery, ambulance
  • Emergency medical treatment of pregnancy up to $2,500
  • Mental or nervous disorders up to $2,500
  • Physiotherapy/Chiropractic $50 per visit per day up to 10 visits
  • Dental treatment - for injury or emergency alleviation of pain $500
  • Unexpected recurrence of a pre-existing condition up to the first $20,000 of Covered Expenses up to age 65 or the first $10,000 over age 65
  • Accidental Death and Dismemberment $25,000
  • Emergency Evacuation up to $2,000,000
  • Political/Security Evacuation $25,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion $15,000
  • Return of Minor Children/Traveling Companion $5,000
  • Hospital Confinement $150 a day up to 15 days
  • Basic Lost Baggage $1,000
  • Optional Enhanced Baggage Benefit - up to $3,500
  • Trip Interruption up to $7,500 for a ticket home (does not lost cover trip cost)
  • Optional Coverages: Hazardous Activities, Home Country/Follow Me Home, Athletic Sport, AD&D upgrades to $1,000,000, Enhanced Baggage up to $3,500 and WAR RISK AD&D
  • 24-Hour Worldwide Assistance Services
  • PRIMARY COVERAGE

Review Coverage/Brochure for more details


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Safe Travels International Trip Protection QUOTE | ENROLL

Is a trip cancellation, interruptionand travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the USA) for 1 day up to a maximum of 30 days. Rates are based on insured trip amount, age and medical plan maximum. You can apply online or download a brochure to mail or fax with payment.

  • Trip Cancellation 100% of the Insured Trip Cost -$250 up to $25,000
  • Trip Interruption 150% of the Insured Trip Cost $375 to $37,500
  • Trip Delay
  • Missed Connection - up to $1,000
  • Lost Passport up to $250 per person
  • Medical Benefit Options: $50,000, $100,000, $250,000, $500,000 to $1,000,000 some ages restrictions apply)
  • Medical Deductible: $0
  • 100% of eligible expenses up to the policy maximum
  • Covers doctor visits, x-rays, labs, prescriptions, hospital, surgery, ambulance
  • Emergency medical treatment of pregnancy up to $2,500
  • Mental or nervous disorders up to $2,500
  • Physiotherapy/Chiropractic $50 per visit per day up to 10 visits
  • Dental treatment - for injury or emergency alleviation of pain - up to $500
  • Acute Onset of a pre-existing condition (only when certain conditions are met)
  • Accidental Death and Dismemberment $25,000
  • Emergency Evacuation up $2,000,000
  • Political Evacuation $25,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion $15,000
  • Return of Minor Children/Traveling Companion $5,000
  • Hospital Confinement $150 per day, up to 15 days
  • Basic Lost Baggage $1,000
  • Optional Enhanced Baggage Benefit up to $3,500 covers loss or theft
  • Optional Coverages:Hazardous Activities, Home Country/Follow Me Home, Athletic Sport, AD&D upgrade up to $1,000,000, Enhanced Baggage up $3,500, War Risk AD&D
  • 24-Hour Assistance Services
  • Claims are paid in US Dollars

Review Coverage/Brochure for more details


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Safe Travels International COST SAVER QUOTE | ENROLL

This is a SECONDARY travel medical plan for anyone who has another insurance while traveling, but would like that extra level of protection including emergency medical evacuation, repatriation and security evacuationbenefits. It is for anyone traveling temporarily outside their home country, but not visiting the United States. You can apply online or download a brochure to mail or fax with payment.

  • Medical Benefit Options: $50,000, $100,000, $250,000, $500,000, $1,000,000
  • Deductible Options: $0, $50, $100, $250, $500, $1,000, $5,000
  • 100% of eligible expenses up to the policy maximum
  • Covers doctor visits, x-rays, prescriptions, hospital, surgery, ambulance
  • Emergency medical treatment of pregnancy up to $2,500
  • Mental or nervous disorders up to $2,500
  • Physiotherapy/Chiropractic $50 per visit per day up to 10 visits
  • Dental treatment - for injury or emergency alleviation of pain $500
  • Unexpected recurrence of a pre-existing condition up to the first $20,000 of Covered Expenses up to age 65 or the first $10,000 over age 65
  • Accidental Death and Dismemberment $25,000
  • Emergency Evacuation up to $2,000,000
  • Political Evacuation $25,000
  • Repatriation of Remains up to $1,000,000
  • Emergency Reunion $15,000
  • Return of Minor Children/Traveling Companion $5,000
  • Hospital Confinement $150 a day up to 15 days
  • Basic Lost Baggage $1,000
  • Optional Enhanced Baggage Benefit - up to $3,500
  • Trip Interruption up to $7,500 for a ticket home (does not lost cover trip cost)
  • Optional Coverages: Hazardous Activities, Home Country/Follow Me Home, Athletic Sport, AD&D upgrades to $1,000,000, Enhanced Baggage up to $3,500 and WAR RISK AD&D
  • 24-Hour Worldwide Assistance Services
  • Minimum 5 days of coverage purchase - up to one year
  • Renewable - If a minimum of three months is purchased, the policy term may be renewed with uninterrupted coverage for up to 24 consecutive months.
  • SECONDARY COVERAGE - it pays after the other insurance you have

Review Coverage/Brochure for more details


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Safe Travels Missionary Care QUOTE | ENROLL

Single trip medical insurance plan designed for individuals involved in mission travel from Age 12 to 70 who travel worldwide (except Cuba, Antarctica and North Pole) You can apply online or download a brochure to mail or fax with payment.

  • Medical Benefit Maximum per Event up to $150,000 Ages 12-70
  • Medical Deductible: $0
  • The plan pays 100% of URC up to the policy maximum
  • Covers emergency doctor visits, x-rays, prescriptions, labs, hospital, surgery, ambulance
  • Dental - Palliative for emergency alleviation of pain up to $500
  • Dental Injury - up the the policy maximum
  • Physiotherapy and Chiropractic Care Injury only up to $2,500
  • Emergency Medical Evacuation and Repatriation $1,000,000 including:
    • Accompaniment
    • Compassionate Repatriation (Family Return)
    • Air Ambulance
    • Continuation
    • Repatriation for Medical Treatment
    • Repatriation of Mortal Remains
  • Emergency evacuations for non-medical reasons, including war, civil unrest, or other causes up to $25,000
  • Emergency Reunion - $300 per day to a $6,000 maximum
  • 24-Hour Assistance via GBG Assist
  • 24-Hour Nurse Assist by Phone
  • ATMSafe – Bank Card Theft Protection up to $500
  • Loss of Passport up to $250
  • Baggage Delay up to $150 per day $750 maximum
  • Baggage Loss/Theft $300 per item $1,500 per trip maximum
  • Personal Liability up to $10,000
  • Accidental Death and Dismemberment $75,000
  • Hospital Cash Benefit $75 per day / $600 total benefit
  • Lost or Stolen Money and Documents (tickets, cash, banknotes) $500 benefit
  • Travel Delay up to $1,500
  • Missed Departure up to $1,000
  • Legal Expenses up to $10,000
  • Loss of Passport $250

Optional Coverage - Trip Cancellation/Interruption

  • Trip Cancellation or Interruption Cost to: $1,000, $2,000, $3,000, $4,000, $5,000
  • Cancel for Any Reason – Up to $2,500 Applicable to Individuals only.

Review Coverage/Brochure for more details

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